413 E Birch St, Litchfield, MI 49252 Property Records

Hillsdale County property record for 413 E Birch St, Litchfield, MI 49252

Property Summary

Property Type	Condominium
Details	2 ba · 1,346 sqft · built 2002
Lot Size	75 acres (3,267,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,500 (Jun 2023)
Tax Bill	$2,149 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-105-001-021`

Property Details

APN / Parcel Number

Primary APN	`19-105-001-021`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	3,267,000 sqft (75 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	413 E BIRCH ST
City	LITCHFIELD
State	MI
Zip	49252-9673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 413 BIRCHWOOD CONDOMINIUMS SEC 10 T5S R4W NE1/4 CITY OF LITCHFIELD SPLIT ON 11/18/1999 FROM 19 010 200 018 10 5 4; 10 01
Legal Range	04W
Legal Township	05S
Legal Section	10
Legal Subdivision	BIRCHWOOD CONDOMINIUMS
Legal Unit	413
Jurisdiction	HILLSDALE MI
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1008
Census Tract	50300

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK
Jun 13, 2023	Warranty Deed, Transfer · Conventional Mortgage COUNTY NATIONAL BANK
Jan 31, 2022	Intrafamily Transfer, Transfer
Mar 24, 2017	Intrafamily Transfer, Transfer PUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2023 · Amount on Record
Deed Sale	Jun 13, 2023 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	2023599750
Deed Book / Page	1851 / 1222
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673

Mortgage

Document Number	01853/1138
Date	Jul 17, 2023
Book Page	1853/1138

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Jun 13, 2023
Property Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	01851/1222
Book / Page	1851 / 1222
Map Reference	LB 873 PG 679-718
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	EVONS TITLE, DEVON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,623.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2165 26 MILE RD, HOMER, MI 49245-9719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 S WEBSTER ST, HOMER, MI 49245-1129

Mortgage

Document Number	0018511226
Date	Jun 13, 2023
Instrument	1851-1226

Lender

Name	COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	11%
Index	1-Year CMT
Margin	3
Max Rate	11%

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jan 31, 2022
Property Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	001818/499
Book / Page	1818 / 499
Map Reference	MB 873 PG 679-718
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Feb 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Mar 24, 2017
Property Address	413 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	1650/0927
Book / Page	1650 / 0927
Map Reference	LB907 PG916
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,109.40
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 ANDERSON RD, 8800, LITCHFIELD, MI 49252-9153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 N CHICAGO ST, LITCHFIELD, MI 49252-9711
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Litchfield City
Unified School District	Litchfield Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,149.00 (+17.5%) Homeowner's exemption	$102,800 (+37.07%)	$204,094 (+37.34%) Land $15,000 Building $189,094
2023		$75,000 (+12.28%)	$148,607 (+12.31%) Land $10,000 Building $138,607
2022		$66,800	$132,318 Land $7,500 Building $124,818
2021	$1,829.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, DMCI Broadband.

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