410 E Birch St, Litchfield, MI 49252 Property Records

Hillsdale County property record for 410 E Birch St, Litchfield, MI 49252

Property Summary

Property Type	Condominium
Details	2 ba · 1,630 sqft · built 1999
Lot Size	75 acres (3,267,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Mar 2024)
Tax Bill	$2,659 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-105-001-001`

Property Details

APN / Parcel Number

Primary APN	`19-105-001-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Living Area
1st Floor Area	1,630 sqft
Basement Area	1,630 sqft
Unfinished Basement	1,630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	3,267,000 sqft (75 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	410 E BIRCH ST
City	LITCHFIELD
State	MI
Zip	49252-9673
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 410 BIRCHWOOD CONDOMINIUMS SEC 10 T5S R4W NE1/4 CITY OF LITCHFIELD SPLIT ON 11/18/1999 FROM 19 010 200 018 10 5 4; 19 01
Legal Range	04W
Legal Township	05S
Legal Section	10
Legal Subdivision	BIRCHWOOD CONDOMINIUMS
Legal Unit	410
Jurisdiction	HILLSDALE MI
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1008
Census Tract	50300

Owner

Source: Hillsdale County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9670 S CLEARWATER CT APT 2002, 2002, OAK CREEK, WI 53154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Line of Credit UNITED CREDIT UNION
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Jun 5, 2017	Deed of Trust, Mortgage · ARM HILLSDALE COUNTY NATIONAL BANK
Sep 27, 2018	Warranty Deed, Transfer · ARM HILLSDALE COUNTY NATIONAL BANK
Sep 27, 2018	Warranty Deed, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	2024605374
Deed Book / Page	1868 / 370
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	1629/0130
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Recording Date	Jun 29, 2026
Property Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	0000624102
Book / Page	1925 / 32
Instrument Date	Jun 22, 2026
Instrument	2026624102
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673

Mortgage

Document Number	0000624102,
Date	Jun 29, 2026
Book Page	1925/32
Instrument	2026624102

Lender

Name	UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 26, 2041

Interest

Rate	5.85%
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Mar 29, 2024
Property Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	001868/370
Book / Page	1868 / 370
Map Reference	LB 873 PG 679-718
Instrument Date	Mar 26, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	PUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7742 PARKCREST CIR, CLARKSTON, MI 48348-2967

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9670 S CLEARWATER COURT #2002 # 2002, 2002, OAK CREEK, WI 53154

Mortgage

Document Number	0018680371
Date	Mar 29, 2024
Instrument	1868-0371

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01657/0763
Date	Jun 5, 2017
Book Page	1657/0763

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank
Address	HILLSDALE, MI 49242

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2020
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year CMT
Margin	3
Max Rate	12%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 27, 2018
Property Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	01703/0589
Book / Page	1703 / 0589
Instrument Date	Sep 26, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2859 E MAPLE RD # RD2, 2859, BIRMINGHAM, MI 48009-5963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3837 DEERFIELD DR, JACKSON, MI 49203-1106

Mortgage

Document Number	0001703590
Date	Sep 27, 2018
Instrument	1703/590

Lender

Name	HILLSDALE COUNTY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Sep 27, 2018
Property Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673
Document Number	1703/0588
Book / Page	1703 / 0588
Map Reference	LB873 PG679-718
Instrument Date	Sep 25, 2018
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,032.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6832 PONDEROSA ST, 6832, FREDERICK, CO 80530-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E BIRCH ST, LITCHFIELD, MI 49252-9673

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
Municipality	Litchfield City
Unified School District	Litchfield Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,659.00 (+6.7%) Homeowner's exemption	$110,600 (+33.25%)	$219,821 (+33.41%) Land $15,000 Building $204,821
2023		$83,000	$164,767 Land $10,000 Building $154,767
2021	$2,492.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, DMCI Broadband.

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