Cherokee County property record for 400 Beaver Ridge Trl, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 1985 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,500 (Feb 2018) |
| Tax Bill | $1,385 (2025) |
| Deeds & Mortgages | Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551101163673000 |
| Primary APN | 551101163673000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,808 sqft Heated Area |
| Upper Floors Area | 654 sqft |
| Basement Area | 1,154 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Lot Dimensions | 190 ft deep x 451 ft wide |
| Terrain | Mountain |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Deck Area | 310 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 47181 |
|---|---|
| Street Address | 400 BEAVER RIDGE TRL |
| City | MURPHY |
| State | NC |
| Zip | 28906-7823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 SEC 2 GENE SNEED PROP BEAVER RIDGE 1424/18 |
| Legal Lot Number | 6 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 930501 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 400 BEAVER RIDGE TRL, MURPHY, NC 28906-7823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2018 · Amount on Record |
| Deed Sale | Feb 1, 2018 · Amount on Record |
| Prior Sale | Nov 7, 2011 · Amount on Record |
| Deed Document Number | 0000065935 |
| Deed Book / Page | 659 / 35 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Feb 1, 2018 |
| Property Address | 400 BEAVER RIDGE TRL, MURPHY, NC 28906-7823 |
| Document Number | 01579/0818 |
| Book / Page | 01579 / 0818 |
| Map Reference | DD 1424 PG 18 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 00490 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 BEAVER RIDGE TRL, 400, MURPHY, NC 28906-7823 |
| Name | Verified Name |
|---|---|
| Address | 4380 SE 58TH PL, OCALA, FL 34480-9407 |
| Document Number | 00491 |
|---|---|
| Date | Feb 1, 2018 |
| Instrument | 00491 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,385.00 | $183,410 (-) | $183,410 (-) Land $30,000 Building $153,410 |
| 2023 | $183,410 | $183,410 Land $30,000 Building $153,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (2020–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Peachtree Broadband Fiber, RiverStreet Networks, T-Mobile.
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