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204 Beaver Ridge Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 204 Beaver Ridge Trl, Murphy, NC 28906

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 2017
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Dec 2017)
Tax Bill$1,832 (2025)
Deeds & MortgagesDec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN551101065046000

Property Details

APN / Parcel Number

Primary APN551101065046000
Alternative APN
  • 46898

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,232 sqft Heated Area
Basement Area1,232 sqft
Finished Basement1,232 sqft
FlooringWood
Interior WallsPlaster
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Roof MaterialMetal
Lot Area43,996 sqft (1.01 acres)
Lot Dimensions244 ft deep x 195 ft wide
PorchOpen Porch
Porch Area352 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number46898
Street Address204 BEAVER RIDGE TRL
CityMURPHY
StateNC
Zip28906-7821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 SEC 2 SNEED PROP BEAVER RIDGE 1551/70
Legal Lot Number1
JurisdictionCHEROKEE NC
Township / Civil DivisionMURPHY
Census Block Group2
Census Block2013
Census Tract930501

Owner

204 Beaver Ridge Trl is owned and occupied by an individual who bought it in December 2017.

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address204 BEAVER RIDGE TRL, MURPHY, NC 28906-7821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2017 · Amount on File
Deed SaleDec 11, 2017 · Amount on File
Prior SaleDec 16, 2016 · Amount on File
Deed Document Number05746
Deed Book / Page01576 / 0179
Record UpdatedJun 8, 2026

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateDec 11, 2017
Property Address204 BEAVER RIDGE TRL, MURPHY, NC 28906-7821
Document Number01576/0179
Book / Page01576 / 0179
Instrument DateAug 28, 2017
Instrument05746
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7934 W NC 10 HWY, 7934, VALE, NC 28168-9515

Transferred To (Grantee/Buyer)

NameVerified Name
Address4390 BELLS SARAY ROAD 13T, 13T, KENNESAW, GA 30144

Mortgage

Document Number05747
DateDec 11, 2017
Instrument05747
Lender
NameHOMESTAR FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 204 Beaver Ridge Trl was $1,832.

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,832.00$246,480$246,480 Land $15,000 Building $231,480
2023$246,480$246,480 Land $15,000 Building $231,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 204 Beaver Ridge Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2020–2025)
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 204 Beaver Ridge Trl is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 64% of the US · above 86% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MURPHY
serves 4,498 people · EPA ID NC0120010
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: Peachtree Broadband Fiber, RiverStreet Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beaver Ridge Trl

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