260 Beaver Ridge Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 260 Beaver Ridge Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1986
Lot Size	2.06 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jul 2018)
Tax Bill	$934 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551101068256000`

Property Details

APN / Parcel Number

Primary APN	`551101068256000`
Alternative APN	`48031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,240 sqft Heated Area
Gross Area	2,208 sqft
1st Floor Area	728 sqft
Upper Floors Area	512 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1992
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	89,734 sqft (2.06 acres)
Lot Dimensions	239 ft deep x 227 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	856 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	48031
Street Address	260 BEAVER RIDGE TRL
City	MURPHY
State	NC
Zip	28906-7821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 SEC 2 SNEED PROP BEAVER RIDGE 1453/808
Legal Subdivision	BEAVER RIDGE SUBDIVISION
Legal Lot Number	2,3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2013
Census Tract	930501

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	260 BEAVER RIDGE TRL, MURPHY, NC 28906-7821
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Mar 2, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jul 2, 2018	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	20183223
Deed Book / Page	1590 / 1027
Prior Transfer Date	Sep 4, 2009
Prior Transfer Doc	01369/0641
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	260 BEAVER RIDGE TRL, MURPHY, NC 28906-7821
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01627/0182
Date	Oct 28, 2019
Book Page	01627/0182
Instrument	05190

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	260 BEAVER RIDGE TRL, MURPHY, NC 28906-7821
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01673/1292
Date	Mar 2, 2021
Book Page	1673/1292
Instrument	1380

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 2, 2018
Property Address	260 BEAVER RIDGE TRL, MURPHY, NC 28906-7821
Document Number	01590/1027
Book / Page	01590 / 1027
Instrument Date	Jul 2, 2018
Instrument	03223
Transaction Type	Transfer
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1263 OLD TALLULAH RD, ROBBINSVILLE, NC 28771-8540
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003224
Date	Jul 2, 2018
Instrument	03224

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$934.00	$119,830 (-)	$119,830 (-) Land $15,000 Building $104,830
2023		$119,830	$119,830 Land $15,000 Building $104,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Peachtree Broadband Fiber, RiverStreet Networks, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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