400 3rd Ave, Armstrong, IA 50514 Property Records

Emmet County property record for 400 3rd Ave, Armstrong, IA 50514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1941
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,006 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0815231002`

Property Details

APN / Parcel Number

Primary APN	`0815231002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	572 sqft
Attic	Attic
Attic Area	200 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cottage
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	128 sqft
Patio Area	324 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	400 3RD AVE
City	ARMSTRONG
State	IA
Zip	50514-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 8 O P
Legal Subdivision	OP ARMSTRONG
Legal Block	8
Legal Lot Number	7
Jurisdiction	EMMET IA
Township / Civil Division	ARMSTRONG GROVE
Census Block Group	2
Census Block	2037
Census Tract	70100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 3RD AVE, ARMSTRONG, IA 50514-7406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Aug 24, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 15, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 23, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	400 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 3RD AVE, ARMSTRONG, IA 50514-7406

Mortgage

Document Number	0202501326
Date	Oct 6, 2025
Instrument	2025-01326

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	400 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 3RD AVE, ARMSTRONG, IA 50514-7406

Mortgage

Document Number	0202301004
Date	Aug 24, 2023
Instrument	2023-01004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	400 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201346
Date	Sep 15, 2022
Instrument	2022-01346

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	400 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2018-11983
Date	Jan 23, 2018
Book Page	0000002018/0000011983
Instrument	2018-11983

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Armstrong City
County	Emmet County
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,006.00 (+3.5%)	$99,500 (-) Land $6,600 Building $92,900	$99,500 (-) Land $6,600 Building $92,900
2025		$99,500 (+4.41%) Land $6,600 Building $92,900	$99,500 (+4.41%) Land $6,600 Building $92,900
2024	$972.00 (+1.25%)
2023		$95,300 (+44.18%) Land $6,600 Building $88,700	$95,300 (+44.18%) Land $6,600 Building $88,700
2022	$960.00 Homeowner's exemption	$66,100 Land $6,600 Building $59,500
2021			$66,100 Land $6,600 Building $59,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WATER SUPPLY serves 918 people · EPA ID IA3203066
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Independent Networks Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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