406 3rd Ave, Armstrong, IA 50514 Property Records

Emmet County property record for 406 3rd Ave, Armstrong, IA 50514

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,172 sqft · built 1959
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Dec 2005)
Tax Bill	$1,630 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Mar 2014 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0814106007`

Property Details

APN / Parcel Number

Primary APN	`0814106007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,172 sqft Living Area
1st Floor Area	1,172 sqft
Basement Area	1,172 sqft
Unfinished Basement	1,172 sqft
Flooring	Carpet

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	140 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	406 3RD AVE
City	ARMSTRONG
State	IA
Zip	50514-7406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9, 10 & W1/2 OF LOT 11 BLK 8 O P
Legal Subdivision	OP ARMSTRONG
Legal Block	8
Legal Lot Number	9-11
Jurisdiction	EMMET IA
Township / Civil Division	ARMSTRONG GROVE
Census Block Group	2
Census Block	2037
Census Tract	70100

Owner

Source: Emmet County assessment roll, as of October 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST NA
Mar 31, 2014	Deed of Trust, Mortgage · Line of Credit BANK MIDWEST
May 1, 2009	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK
Aug 19, 2011	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK
Jun 30, 2009	Deed of Trust, Mortgage · Line of Credit NORTHSTAR BANK
Dec 16, 2005	Legal Action/Court Order, Foreclosure · Conventional Mortgage NORTHSTAR BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2005 · Amount on Record
Deed Sale	Dec 16, 2005 · Amount on Record
Deed Document Number	20052494
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202201105
Date	Aug 1, 2022
Instrument	2022-01105

Lender

Name	BANK MIDWEST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201400413
Date	Mar 31, 2014
Instrument	2014-00413

Lender

Name	BANK MIDWEST
Type	Bank
Address	FAIRMONT, MN 56031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 24, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200900680
Date	May 1, 2009
Instrument	2009-00680

Lender

Name	NORTHSTAR BANK
Type	Non-Lending Institution
Address	ESTHERVILLE, IA 51334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2039

August 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201101106
Date	Aug 19, 2011
Instrument	2011-01106

Lender

Name	NORTHSTAR BANK
Type	Non-Lending Institution
Address	ESTHERVILLE, IA 51334

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200901093
Date	Jun 30, 2009
Instrument	2009-01093

Lender

Name	NORTHSTAR BANK
Type	Non-Lending Institution
Address	ESTHERVILLE, IA 51334

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2005: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	EMMET IA
Recording Date	Dec 16, 2005
Property Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Document Number	0200502494
Instrument Date	Dec 15, 2005
Instrument	2005-02494
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$55.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 3RD AVE, ARMSTRONG, IA 50514-7406
Investor	Possibly a Property Investor

Mortgage

Document Number	0200502496
Date	Dec 16, 2005
Instrument	2005-02496

Lender

Name	NORTHSTAR BANK
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Armstrong City
County	Emmet County
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,630.00 Homeowner's exemption	$120,400 (+3.97%) Land $16,400 Building $104,000	$120,400 (+3.97%) Land $16,400 Building $104,000
2024	$1,630.00 (+41.74%)
2023		$115,800 (+57.77%) Land $16,400 Building $99,400	$115,800 (+57.77%) Land $16,400 Building $99,400
2022	$1,150.00 Homeowner's exemption	$73,400 Land $16,400 Building $57,000
2021			$73,400 Land $16,400 Building $57,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WATER SUPPLY serves 918 people · EPA ID IA3203066
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Ringsted Telephone Company Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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