303 3rd Ave, Armstrong, IA 50514 Property Records

Emmet County property record for 303 3rd Ave, Armstrong, IA 50514

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,580 sqft · built 1930
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Dec 2021)
Tax Bill	$1,746 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0815232001`

Property Details

APN / Parcel Number

Primary APN	`0815232001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	832 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	303 3RD AVE
City	ARMSTRONG
State	IA
Zip	50514-7478
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N1/2 OF LOTS 5 & 6 BLK 18 O P
Legal Subdivision	OP ARMSTRONG
Legal Block	18
Legal Lot Number	5,6
Jurisdiction	EMMET IA
Township / Civil Division	ARMSTRONG GROVE
Census Block Group	2
Census Block	2039
Census Tract	70100

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	303 3RD AVE, ARMSTRONG, IA 50514-7478
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage BANK MIDWEST
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC
Dec 14, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL G USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	May 28, 2013 · Amount on Record
Deed Document Number	20211968
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	303 3RD AVE, ARMSTRONG, IA 50514-7478
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002018/0000000113
Date	Feb 12, 2018
Book Page	0000002018/0000000113
Instrument	2018-00113

Lender

Name	BANK MIDWEST
Type	Bank

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Jan 1, 2028

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	303 3RD AVE, ARMSTRONG, IA 50514-7478
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200025
Date	Jan 6, 2022
Instrument	2022-00025

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET IA
Recording Date	Dec 14, 2021
Property Address	303 3RD AVE, ARMSTRONG, IA 50514-7478
Document Number	0202101968
Instrument Date	Dec 5, 2021
Instrument	2021-01968
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$142.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 3RD AVE, ARMSTRONG, IA 50514-7478

Mortgage

Document Number	0202101969
Date	Dec 14, 2021
Instrument	2021-01969

Lender

Name	HOMEOWNERS FINANCIAL G USA LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Armstrong City
County	Emmet County
Unified School District	North Union Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,746.00 (+4.68%)	$112,800 (-) Land $8,200 Building $104,600	$112,800 (-) Land $8,200 Building $104,600
2025		$112,800 (+4.44%) Land $8,200 Building $104,600	$112,800 (+4.44%) Land $8,200 Building $104,600
2024	$1,668.00 (+53.87%)
2023		$108,000 (+77.63%) Land $8,200 Building $99,800	$108,000 (+77.63%) Land $8,200 Building $99,800
2022	$1,084.00 Homeowner's exemption	$60,800 Land $8,200 Building $52,600
2021			$60,800 Land $8,200 Building $52,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARMSTRONG WATER SUPPLY serves 918 people · EPA ID IA3203066
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb
Copper	1.4 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Independent Networks Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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