40 Whitford, Irvine, CA 92602 Property Records

Orange County property record for 40 Whitford, Irvine, CA 92602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,424 sqft · built 2002
Lot Size	0.133 acres (5,801 sqft)
Owner	2 Trust Names on File
Last Sale	$603,000 (Jan 2003)
Tax Bill	$10,662 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`528-091-24`

Property Details

APN / Parcel Number

Primary APN	`528-091-24`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,424 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	5,801 sqft (0.133 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	40 WHITFORD
City	IRVINE
State	CA
Zip	92602-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16081 BLK LOT 3
Legal Subdivision	TRACT NO 16081
Legal Tract	16081
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52535

Owner

40 Whitford is owner-occupied and held in a trust since August 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	40 WHITFORD, IRVINE, CA 92602-2446
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2018	Deed of Trust, Mortgage · Line of Credit CITIBANK NA
Aug 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2003 · Amount on File
Deed Sale	Jan 27, 2003 · Amount on File
Deed Document Number	200398171
Last Transfer Date	Aug 10, 2020
Transfer Doc	0000419772
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 WHITFORD, IRVINE, CA 92602-2446
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368189
Date	Oct 10, 2018
Instrument	2018000368189

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 19, 2020
Property Address	40 WHITFORD, IRVINE, CA 92602-2446
Document Number	0000419772
Map Reference	MB 817 PG 16-20
Instrument Date	Aug 10, 2020
Instrument	2020000419772
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40 WHITFORD, IRVINE, CA 92602-2446

Mortgage

Document Number	0000419773
Date	Aug 19, 2020
Instrument	2020000419773

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 40 Whitford was $10,662 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,641 (+2%) Land $520,975 Building $369,666
2025	$10,662.00 Homeowner's exemption	$873,178 Land $510,760 Building $362,418
2023	$10,064.00 (+1.87%) Homeowner's exemption	$839,272 Land $490,926 Building $348,346
2022	$9,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 40 Whitford in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40 Whitford has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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