St. Johns County property record for 27 Water St, Saint Augustine, FL 32084 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,227 sqft · built 1957 |
| Lot Size | 0.93 acres (40,510 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $32,058 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 195820-0000 |
| Primary APN | 195820-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 2,667 sqft |
| 1st Floor Area | 2,227 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,510 sqft (0.93 acres) |
| Lot Dimensions | 185 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 237 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 27 WATER ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-2884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ABBOTT TRACT CITY LOT 1 BLK N OR215/105 &1233/1109 &2577/142 & 4167/612(Q/C) |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 18 |
| Legal Subdivision | ABBOTT TRACT |
| Legal Block | N |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20200 |
Source: St. Johns County records · APN 195820-0000
Assessment roll updated April 13, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27 WATER ST, SAINT AUGUSTINE, FL 32084-2884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 07, 2005 |
| Deed Sale | Nov 07, 2005 |
| Deed Document Number | 200592597 |
| Deed Book / Page | 2577 / 142 |
| Last Transfer Date | Mar 16, 2016 |
| Transfer Doc | 0041670612 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 27 WATER ST, SAINT AUGUSTINE, FL 32084-2884 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2021 |
| Name | Verified Name |
|---|---|
| Address | 367 SUFFIELD AVE, BIRMINGHAM, MI 48009-1259 |
| Document Number | 0053281649 |
|---|---|
| Date | Jul 28, 2021 |
| Book Page | 5328/1649 |
| Instrument | 2021083330 |
| Name | SUPERIOR NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HOUGHTON, MI 49931 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 05, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,524,160 (-28.91%) | $2,161,163 (+0.81%) Land $1,552,950 Building $608,213 | |
| 2025 | $32,058.00 (+14.6%) | $2,143,848 (+67.06%) | $2,143,848 (+67.06%) Land $1,552,950 Building $590,898 |
| 2024 | $27,974.00 (+23.97%) | ||
| 2023 | $22,565.00 (+12.74%) | $1,283,277 (+21.63%) | $1,283,277 (+21.63%) Land $738,720 Building $544,557 |
| 2022 | $20,015.00 | $1,055,101 | $1,055,101 Land $643,507 Building $411,594 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USFWS Coastal Barrier Resources System, December 19, 2024 release · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P05 “Conch Island” |
| Unit Type | System Unit |
| Designated | November 16, 1990 |
| NFIP Eligibility | Eligible (built 1957) built before the November 16, 1990 cutoff |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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