40 Walker Rd, Manchester, MA 01944 Property Records

Essex County and Manchester-by-the-Sea Town property record for 40 Walker Rd, Manchester, MA 01944

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,547 sqft · built 1955
Lot Size	0.748 acres (32,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Oct 2012)
Tax Bill	$14,904 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MANC M:0032 B:0000 L:0040`

Property Details

APN / Parcel Number

Primary APN	`MANC M:0032 B:0000 L:0040`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,547 sqft Living Area
Gross Area	6,789 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,600 sqft (0.748 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	40 WALKER RD
City	MANCHESTER
State	MA
Zip	01944-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Lot Number	40
Jurisdiction	MANCHESTER MA
Township / Civil Division	MANCHESTER-BY-THE-SEA
Census Block Group	4
Census Block	4013
Census Tract	218100

Owner

40 Walker Rd is owned and occupied by two individuals who bought it in October 2012.

Source: Essex County and Manchester-by-the-Sea Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	40 WALKER RD, MANCHESTER, MA 01944-1033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · ARM US BANK NA
Jun 30, 2017	Deed of Trust, Mortgage · ARM STEPSTONE MORTGAGE CO INC
Jul 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Feb 23, 2021	Quit Claim Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2012 · Amount on File
Deed Sale	Oct 12, 2012 · Amount on File
Prior Sale	Oct 18, 2006 · Amount on File
Deed Book / Page	31812 / 538
Transfer Doc	031812-538
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	40 WALKER RD, MANCHESTER, MA 01944-1033
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039564-148
Date	Feb 23, 2021
Book Page	39564/148
Instrument	20210223006500

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2028
Index	1-Year CMT

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	40 WALKER RD, MANCHESTER, MA 01944-1033
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35986-172
Date	Jun 30, 2017
Book Page	35986/172
Instrument	214

Lender

Name	STEPSTONE MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.88%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER MA
Property Address	40 WALKER RD, MANCHESTER, MA 01944-1033
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38705-367
Date	Jul 13, 2020
Book Page	38705/367
Instrument	20200713003460

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANCHESTER MA
Recording Date	Feb 23, 2021
Property Address	40 WALKER RD, MANCHESTER, MA 01944-1033
Document Number	39564-146
Book / Page	39564 / 146
Instrument Date	Feb 16, 2021
Instrument	20210223006490
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 WALKER RD, MANCHESTER, MA 01944-1033

Mortgage

Document Number	39564-148
Date	Feb 23, 2021
Book Page	39564/148
Instrument	20210223006500

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Mar 1, 2028
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 40 Walker Rd was $14,904, up 9.1% from the year before.

Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Manchester-by-the-Sea Town
Unified School District	Manchester Essex Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,904.00 (+9.05%)	$1,628,900 (+11.44%) Land $393,400 Building $1,235,500	$2,162,770
2024	$13,667.00 (+2.4%)	$1,461,700 (+14.22%) Land $375,100 Building $1,086,600
2023	$13,347.00	$1,279,700 Land $338,500 Building $941,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Walker Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	4 (1991–2018)
Most Recent Claim	Jan 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Walker Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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