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40 Topiary Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 40 Topiary Ave, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,714 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$328,428 (2020)
Tax Bill$7,401.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0980

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Building Area2,714 sqft Living Area
Gross Area3,143 sqft Gross Area
1st Floor1,147 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area429 sqft Garage
Porch Area222 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address40 TOPIARY AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-5490
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/28-38 WHISPER CREEK PHASE 1 UNIT C LOT 98 OR5052/154
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNIT C
Legal Phase1
Legal Block1
Legal Lot Number98
Legal UnitC
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4024
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0980

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
JET HOMELOANS LLC
Feb 26, 2019Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Jul 02, 2018Grant Deed, Transfer
ATTORNEY ONLY
Jul 03, 2018Loan Modification, Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 24, 2020 · Amount on Record
Deed SaleSep 24, 2020 · Amount on Record
Prior SaleJul 02, 2018 · Amount on Record
Deed Doc Number202082853
Deed Book / Page5052 / 154
Record RefreshedJun 08, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 24, 2020
Property Address40 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0050520154
Book / Page5052 / 154
Map ReferenceMB 73 PG 28-38
Instrument DateSep 23, 2020
Instrument2020082853
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,299.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490

Mortgage

Document Number0005052156
DateSep 24, 2020
Instrument5052/156
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateFeb 26, 2019
Property Address40 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0046851082
Book / Page004685 / 001082
Instrument DateFeb 22, 2019
Instrument13118
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address759 PROMENADE POINTE DR ST AUGUSTINE FL 320956854, ST AUGUSTINE, FL 32095-6854

Mortgage

Document Number46851082
DateFeb 26, 2019
Book Page004685/001082
Instrument13118
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 02, 2018
Property Address40 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0045730255
Book / Page004573 / 000255
Instrument DateJun 29, 2018
Instrument46853
Transaction TypeTransfer
Record UpdatedJul 25, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,187.80
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateJul 03, 2018
Property Address40 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0045731960
Book / Page004573 / 001960
Instrument DateJun 29, 2018
Instrument47219
Transaction TypeMortgage
Record UpdatedAug 01, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742

Mortgage

Document Number45731960
DateJul 03, 2018
Book Page004573/001960
Instrument47219
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$402,712 (+2.7%)$403,020 (-4.17%) Land $90,000 Building $313,020
2025$7,401.00 (+8.04%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$392,125 (+2.9%)$420,564 (-6.19%) Land $90,000 Building $330,564
2024$6,850.00 (+1.5%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$381,074 (+3%)$448,324 (+7.36%) Land $95,000 Building $353,324
2023$6,749.00 (+1.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$369,975 (+3%)$417,578 (+10.26%) Land $78,400 Building $339,178
2022$6,628.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$359,199$378,725 Land $78,400 Building $300,325

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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