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21 Topiary Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 21 Topiary Ave, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,714 sqft · built 2020
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$500,000 (Nov 2021)
Tax Bill$2,708 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN029011-1030

Property Details

APN / Parcel Number

Primary APN029011-1030

Interior

Bedrooms5 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,714 sqft Living Area
Gross Area3,143 sqft
1st Floor Area1,147 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address21 TOPIARY AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-5489
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73/28-38 WHISPER CREEK PHASE 1 UNIT C LOT 103 OR5421/910
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNIT C
Legal Phase1
Legal Block1
Legal Lot Number103
Legal UnitC
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4025
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-1030

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Warranty Deed, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 26, 2020Warranty Deed, Subdivision Related Transfer · VA Mortgage
FBC MORTGAGE LLC
May 28, 2020Correction Deed, Transfer
DF TITLE LLC
Oct 02, 2018Grant Deed, Mortgage
AMERICAN ACCESS CASUALTY CO
Dec 11, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Prior SaleOct 26, 2020 · Amount on Record
Deed Document Number2021124613
Deed Book / Page5421 / 910
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 17, 2021
Property Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489
Document Number0054210910
Book / Page5421 / 910
Map ReferenceMB 73 PG 28-38
Instrument DateNov 13, 2021
Instrument2021124613
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyTRADEMARK TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address123 OLD HIGHWAY 70 LOOP, GLENWOOD, AR 71943-8908

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489

Mortgage

Document Number0005421912
DateNov 17, 2021
Instrument5421/912
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

October 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 26, 2020
Property Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489
Document Number0050810407
Book / Page5081 / 407
Map ReferenceMB 73 PG 28-38
Instrument DateOct 23, 2020
Instrument2020095290
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489

Mortgage

Document Number5081409
DateOct 26, 2020
Instrument5081/409
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

May 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionST JOHNS FL
Recording DateMay 28, 2020
Property Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489
Document Number0049510723
Book / Page004951 / 000723
Instrument DateMay 26, 2020
Instrument40778
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyDF TITLE LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

October 2018: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateOct 02, 2018
Property Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489
Document Number0046201406
Book / Page004620 / 001406
Instrument DateSep 14, 2018
Instrument71316
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Mortgage

Document Number46201406
DateOct 02, 2018
Book Page004620/001406
Instrument71316
Lender
NameAMERICAN ACCESS CASUALTY CO
Address2211 BUTTERFIELD RD # 200, DOWNERS GROVE, IL 60515-1493
Agreement
AmountAmount Recorded
Term24 Months
DueOct 01, 2020
Interest
Rate TypeAdjustable Rate

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 11, 2017
Property Address21 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5489
Document Number0044741419
Book / Page004474 / 001419
Instrument DateNov 27, 2017
Instrument83579
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$5,180.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$373,793 (+2.7%)$397,017 (-3.99%) Land $90,000 Building $307,017
2025$2,708.00 (+3.04%) Disabled Person's exemption Veteran's exemption$363,966 (+2.9%)$413,537 (-6.66%) Land $90,000 Building $323,537
2024$2,628.00 (+0.46%) Disabled Person's exemption Veteran's exemption$353,708 (+3%)$443,064 (+7.4%) Land $95,000 Building $348,064
2023$2,616.00 (+0.69%) Disabled Person's exemption Veteran's exemption$343,406 (+3%)$412,529 (+10.23%) Land $78,400 Building $334,129
2022$2,598.00 Disabled Person's exemption Veteran's exemption$333,404$374,254 Land $78,400 Building $295,854

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 79 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 225 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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