St. Johns County property record for 32 Topiary Ave, Saint Augustine, FL 32092 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2021 |
| Square Footage | 2,964 sqft Living Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $590,000 (2021) |
| Tax Bill | $2,708.00 (2025) |
| Primary APN | 029011-0990 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,448 sqft Gross Area |
| 1st Floor | 2,137 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 32 TOPIARY AVE |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-5490 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 73/28-38 WHISPER CREEK PHASE 1 UNIT C LOT 99 OR5428/839 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | WHISPER CREEK PHASE 1 UNIT C |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 99 |
| Legal Unit | C |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 4 |
| Census Block | 4024 |
| Census Tract | 20905 |
Source: St. Johns County records · APN 029011-0990
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 04, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Feb 26, 2019 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Jun 21, 2018 | Loan Modification, Mortgage · Line of Credit FLAGSTAR BK |
| Jan 10, 2018 | Loan Modification, Mortgage FLAGSTAR BK |
| Dec 04, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 24, 2021 · Amount on Record |
| Deed Sale | Nov 24, 2021 · Amount on Record |
| Prior Sale | Mar 04, 2021 · Amount on Record |
| Deed Doc Number | 2021127599 |
| Deed Book / Page | 5428 / 839 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0054280839 |
| Book / Page | 5428 / 839 |
| Map Reference | MB 73 PG 28 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021127599 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7060 DEER LODGE CIR UNIT 109, 109, JACKSONVILLE, FL 32256-8568 |
| Name | Verified Name |
|---|---|
| Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0005428841 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 5428/841 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 04, 2021 |
| Property Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0051971078 |
| Book / Page | 5197 / 1078 |
| Map Reference | MB 73 PG 28-38 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021024294 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 23, 2023 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,811.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0051971083 |
|---|---|
| Date | Mar 04, 2021 |
| Book Page | 5197/1083 |
| Instrument | 2021024297 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | FERNANDINA BEACH, FL 32034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 26, 2019 |
| Property Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0046851082 |
| Book / Page | 004685 / 001082 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 13118 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 759 PROMENADE POINTE DR ST AUGUSTINE FL 320956854, ST AUGUSTINE, FL 32095-6854 |
| Document Number | 46851082 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 004685/001082 |
| Instrument | 13118 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 21, 2018 |
| Property Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0045661661 |
| Book / Page | 004566 / 001661 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 43578 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 759 PROMENADE POINTE DR ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095 |
| Document Number | 45661661 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 004566/001661 |
| Instrument | 43578 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 10, 2018 |
| Property Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0044881669 |
| Book / Page | 004488 / 001669 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2041 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Document Number | 44881669 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 004488/001669 |
| Instrument | 2041 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR # E, TROY, MI 48098-2639 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 04, 2017 |
| Property Address | 32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490 |
| Document Number | 0044710010 |
| Book / Page | 004471 / 000010 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 81665 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,007 (-2.99%) Land $90,000 Building $373,007 | $463,007 (-4.01%) Land $90,000 Building $373,007 | |
| 2025 | $2,708.00 (+3.04%) Disabled Person's exemption Veteran's exemption | $477,264 (+2.9%) | $482,354 (-6.72%) Land $90,000 Building $392,354 |
| 2024 | $2,628.00 (+0.46%) Disabled Person's exemption Veteran's exemption | $463,813 (+3%) | $517,104 (+6.92%) Land $95,000 Building $422,104 |
| 2023 | $2,616.00 (+0.69%) Disabled Person's exemption Veteran's exemption | $450,304 (+3%) | $483,631 (+10.62%) Land $78,400 Building $405,231 |
| 2022 | $2,598.00 Disabled Person's exemption Veteran's exemption | $437,188 | $437,188 Land $78,400 Building $358,788 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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