32 Topiary Ave, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 32 Topiary Ave, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage2,964 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$590,000 (2021)
Tax Bill$2,708.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0990

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Building Area2,964 sqft Living Area
Gross Area3,448 sqft Gross Area
1st Floor2,137 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area484 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address32 TOPIARY AVE
CitySAINT AUGUSTINE
StateFL
Zip32092-5490
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/28-38 WHISPER CREEK PHASE 1 UNIT C LOT 99 OR5428/839
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNIT C
Legal Phase1
Legal Block1
Legal Lot Number99
Legal UnitC
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4024
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0990

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 24, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Mar 04, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Feb 26, 2019Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Jun 21, 2018Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Jan 10, 2018Loan Modification, Mortgage
FLAGSTAR BK
Dec 04, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 24, 2021 · Amount on Record
Deed SaleNov 24, 2021 · Amount on Record
Prior SaleMar 04, 2021 · Amount on Record
Deed Doc Number2021127599
Deed Book / Page5428 / 839
Record RefreshedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 24, 2021
Property Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0054280839
Book / Page5428 / 839
Map ReferenceMB 73 PG 28
Instrument DateNov 23, 2021
Instrument2021127599
Transaction TypeTransfer
Record UpdatedMay 23, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,130.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7060 DEER LODGE CIR UNIT 109, 109, JACKSONVILLE, FL 32256-8568

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490

Mortgage

Document Number0005428841
DateNov 24, 2021
Instrument5428/841
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMar 04, 2021
Property Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0051971078
Book / Page5197 / 1078
Map ReferenceMB 73 PG 28-38
Instrument DateFeb 26, 2021
Instrument2021024294
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,811.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490

Mortgage

Document Number0051971083
DateMar 04, 2021
Book Page5197/1083
Instrument2021024297
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
AddressFERNANDINA BEACH, FL 32034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateFeb 26, 2019
Property Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0046851082
Book / Page004685 / 001082
Instrument DateFeb 22, 2019
Instrument13118
Transaction TypeMortgage
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address759 PROMENADE POINTE DR ST AUGUSTINE FL 320956854, ST AUGUSTINE, FL 32095-6854

Mortgage

Document Number46851082
DateFeb 26, 2019
Book Page004685/001082
Instrument13118
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateJun 21, 2018
Property Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0045661661
Book / Page004566 / 001661
Instrument DateJun 20, 2018
Instrument43578
Transaction TypeMortgage
Record UpdatedJul 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address759 PROMENADE POINTE DR ST AUGUSTINE FL 32095, ST AUGUSTINE, FL 32095

Mortgage

Document Number45661661
DateJun 21, 2018
Book Page004566/001661
Instrument43578
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateJan 10, 2018
Property Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0044881669
Book / Page004488 / 001669
Instrument DateDec 29, 2017
Instrument2041
Transaction TypeMortgage
Record UpdatedJan 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290

Mortgage

Document Number44881669
DateJan 10, 2018
Book Page004488/001669
Instrument2041
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR # E, TROY, MI 48098-2639
Agreement
AmountAmount Recorded

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateDec 04, 2017
Property Address32 TOPIARY AVE, SAINT AUGUSTINE, FL 32092-5490
Document Number0044710010
Book / Page004471 / 000010
Instrument DateNov 30, 2017
Instrument81665
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3,850.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$463,007 (-2.99%) Land $90,000 Building $373,007$463,007 (-4.01%) Land $90,000 Building $373,007
2025$2,708.00 (+3.04%) Disabled Person's exemption Veteran's exemption$477,264 (+2.9%)$482,354 (-6.72%) Land $90,000 Building $392,354
2024$2,628.00 (+0.46%) Disabled Person's exemption Veteran's exemption$463,813 (+3%)$517,104 (+6.92%) Land $95,000 Building $422,104
2023$2,616.00 (+0.69%) Disabled Person's exemption Veteran's exemption$450,304 (+3%)$483,631 (+10.62%) Land $78,400 Building $405,231
2022$2,598.00 Disabled Person's exemption Veteran's exemption$437,188$437,188 Land $78,400 Building $358,788

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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