40 Tomoka Ridge Way, Ormond Beach, FL 32174 Property Records

Volusia County property record for 40 Tomoka Ridge Way, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,899 sqft · built 2007
Lot Size	0.378 acres (16,500 sqft)
Owner	Individual Name on File
Last Sale	$995,000 (Nov 2023)
Tax Bill	$14,516 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4126-08-00-0280`

Property Details

APN / Parcel Number

Primary APN	`4126-08-00-0280`
Alternative APNs	`6188220.0` `6188220`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,899 sqft Living Area
1st Floor Area	2,986 sqft
2nd Floor Area	913 sqft
Upper Floors Area	913 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.378 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Open Porch
Porch Area	847 sqft
Patio Area	748 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	6188220.0
Street Address	40 TOMOKA RIDGE WAY
City	ORMOND BEACH
State	FL
Zip	32174-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 BREAKAWAY TRAILS PHASE 3 UNIT 2-C MB 49 PGS 180-186 INC PER OR 6010 PG 4353 PER OR 6866 PG 3115 PER OR 8479 PG 4130
Legal Range	31E
Legal Township	14S
Legal Section	26
Legal Subdivision	TRAILS
Legal Phase	3
Legal Tract	8
Legal Lot Number	28
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	CENTRAL VOLUSIA
Census Block Group	2
Census Block	2036
Census Tract	83203

Owner

Source: Volusia County records · APN 4126-08-00-0280

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	40 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2023 · Amount on Record
Deed Sale	Nov 02, 2023 · Amount on Record
Prior Sale	Jun 05, 2013 · Amount on Record
Deed Document Number	2023224398
Deed Book / Page	8479 / 4130
Record Updated	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Nov 02, 2023
Property Address	40 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1866
Document Number	0084794130
Book / Page	8479 / 4130
Map Reference	MB 49 PG 180-186
Instrument Date	Oct 31, 2023
Instrument	2023224398
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 CIRCLE OAKS TRL, ORMOND BEACH, FL 32174-4949

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 TOMOKA RIDGE WAY, ORMOND BEACH, FL 32174-1866

Mortgage

Document Number	0084794132
Date	Nov 02, 2023
Instrument	8479/4132

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Nov 01, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.3%
Max Rate	12.3%

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,516.00 (+99.94%) Homeowner's exemption	$859,661 (+76.75%)	$882,749 (+7.79%) Land $135,000 Building $747,749
2023	$7,260.00 (+2.91%) Homeowner's exemption	$486,375 (+3%)	$818,989 (+20.64%) Land $110,000 Building $708,989
2022	$7,055.00 Homeowner's exemption	$472,209	$678,890 Land $82,000 Building $596,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	125 in force
Nearby Flood Claims	43 (1994–2024)
Claims Outside the SFHA	13 of 43
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Sep 2004 · 9 claims Tropical Storm Gordon Tornadoes Flooding Rainfall, Nov 1994 · 4 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 136 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ORMOND BEACH serves 59,744 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.