Ramsey County property record for 40 Stevens St E, Saint Paul, MN 55107
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,000 sqft · built 1908 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Mar 2020) |
| Tax Bill | $3,690 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-23-0068 |
| Primary APN | 08-28-22-23-0068 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 544 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 330 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 307930 |
|---|---|
| Street Address | 40 STEVENS ST E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST ST PAUL BLKS 100 THRU,171 W 5O FT OF LOT 1 AND W 5O FT OF N 25 FT OF LOT 2 BLK 107 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Subdivision | WEST ST PAUL BLKS 100 THRU,171 |
| Legal Block | 100,1 |
| Legal Lot Number | 1,2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 37200 |
40 Stevens St E is owned and occupied by two individuals who bought it in March 2020.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 STEVENS ST E, SAINT PAUL, MN 55107-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 3, 2020 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on File |
| Deed Sale | Mar 3, 2020 · Amount on File |
| Prior Sale | Oct 10, 2011 · Amount on File |
| Deed Document Number | 20204800455 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 40 STEVENS ST E, SAINT PAUL, MN 55107-2938 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A04932978 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | A04932978 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 3, 2020 |
| Property Address | 40 STEVENS ST E, SAINT PAUL, MN 55107-2938 |
| Document Number | 0004800455 |
| Instrument Date | Feb 27, 2020 |
| Instrument | 4800455 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | TITLESMART |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40 STEVENS ST E ST PAUL MN 551072938, ST PAUL, MN 55107-2938 |
| Document Number | 4800456 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 4800456 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2050 |
The 2025 property tax bill for 40 Stevens St E was $3,690 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,000 Land $18,200 Building $244,800 | $263,000 Land $18,200 Building $244,800 | |
| 2025 | $3,690.00 | ||
| 2023 | $3,080.00 Homeowner's exemption | $236,000 Land $15,300 Building $220,700 | $236,000 Land $15,300 Building $220,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Stevens St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40 Stevens St E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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