Ramsey County property record for 27 Stevens St E, Saint Paul, MN 55107
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 1,906 sqft · built 1985 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $276,000 (Nov 2022) |
| Tax Bill | $2,942 (2023) |
| Deeds & Mortgages | May 2024 Mortgage Nov 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-28-22-23-0176 |
| Primary APN | 08-28-22-23-0176 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,906 sqft Living Area |
| 1st Floor Area | 852 sqft |
| Basement Area | 450 sqft |
| Finished Basement | 450 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 27 STEVENS ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55107-2981 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | D |
| Legal Description | ENCLAVE TOWNHOUSES SUBJ TO ESMTS & COMMON AREA IN LOT 1 BLK 1 ...TO & LOTS 8 & LOT 17 BLK 1 |
| Legal Range | 22 |
| Legal Township | 28 |
| Legal Section | 08 |
| Legal Quarter | 2 |
| Quarter-Quarter Section | 3 |
| Legal Subdivision | ENCLAVE TOWNHOUSES |
| Legal Block | 1 |
| Legal Lot Number | 1,8,17 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 37200 |
Source: Ramsey County records, as of April 29, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage US BANK NA |
| Nov 22, 2022 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Aug 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MTG |
| Jan 23, 2019 | Warranty Deed, Transfer · FHA Mortgage PERL MTG |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional with PMI AFFINITY PLUS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 22, 2022 · Amount on Record |
| Deed Sale | Nov 22, 2022 · Amount on Record |
| Prior Sale | Aug 15, 2022 · Amount on Record |
| Deed Document Number | A04972028 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0A05024832 |
|---|---|
| Date | May 9, 2024 |
| Instrument | A05024832 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Nov 22, 2022 |
| Property Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0A04972028 |
| Instrument Date | Oct 27, 2022 |
| Instrument | A04972028 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2022 |
| Title Company | TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0A04972029 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | A04972029 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Number | 0A04972030 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | A04972030 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 15, 2022 |
| Property Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0A04959777 |
| Instrument Date | Jul 15, 2022 |
| Instrument | A04959777 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | TITLE SMART INC, TITLESMART INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $904.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0A04959778 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | A04959778 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0004836138 |
| Instrument Date | Sep 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 27 STEVENS ST E ST PAUL MN 551072981, ST PAUL, MN 55107-2981 |
| Document Number | 0004836138 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 4836138 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 23, 2019 |
| Property Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0004743751 |
| Instrument Date | Dec 17, 2018 |
| Instrument | 4743751 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | TITLESMART |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 STEVENS ST E ST PAUL MN 551072981, ST PAUL, MN 55107-2981 |
| Document Number | 4743752 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 4743752 |
| Name | PERL MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 27 STEVENS ST E, SAINT PAUL, MN 55107-2981 |
| Document Number | 0004709665 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 27 STEVENS ST E ST PAUL MN 551072981, ST PAUL, MN 55107-2981 |
| Document Number | 0004709665 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 4709665 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | ST PAUL, MN 55107 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 13, 2033 |
Source: Ramsey County assessment roll, as of February 1, 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $2,942.00 Homeowner's exemption | $266,800 Land $30,000 Building $236,800 | $266,800 Land $30,000 Building $236,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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