35 Stevens St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 35 Stevens St E, Saint Paul, MN 55107

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 956 sqft · built 1889
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Dec 2023)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-23-0045`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-23-0045`
Alternative APNs	`8390775` `438328`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
1st Floor Area	774 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Combination
Construction Type	Wood
Foundation Type	No Foundation
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	438328
Street Address	35 STEVENS ST E
City	SAINT PAUL
State	MN
Zip	55107-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST ST PAUL BLKS 1 THRU 99 W 1/3 OF LOTS 4 AND LOT 5 BLK 96
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	WEST ST PAUL BLKS 1 THRU 99
Legal Block	1-99,
Legal Lot Number	4,5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3002
Census Tract	37200

Owner

Source: Ramsey County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	33 STEVENS ST E, SAINT PAUL, MN 55107-2981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 29, 2023	Deed of Trust, Mortgage · Construction Mortgage COULEE BANK
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 28, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Prior Sale	Jun 29, 2023 · Amount on Record
Deed Document Number	20235012510
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 29, 2023
Property Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937
Document Number	0A05012510
Instrument Date	Dec 21, 2023
Instrument	A05012510
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	GIBRALTAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$659.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937

Mortgage

Document Number	0A05012511
Date	Dec 29, 2023
Instrument	A05012511

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Mortgage

Document Number	0A05012512
Date	Dec 29, 2023
Instrument	A05012512

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937
Transaction Type	Mortgage
Record Updated	Jul 13, 2023
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04993227
Date	Jun 29, 2023
Instrument	A04993227

Lender

Name	COULEE BANK
Type	Bank
Address	LA CROSSE, WI 54601

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 23, 2024

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04945011
Date	May 2, 2022
Instrument	A04945011

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 20, 2037

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 26, 2021
Property Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937
Document Number	0A04898089
Instrument Date	Jul 23, 2021
Instrument	A04898089
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$551.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937

Mortgage

Document Number	0A04898090
Date	Jul 26, 2021
Instrument	A04898090

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 28, 2019
Property Address	35 STEVENS ST E, SAINT PAUL, MN 55107-2937
Document Number	0004771239
Instrument Date	Aug 23, 2019
Instrument	4771239
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 STEVENS ST E ST PAUL MN 551072937, ST PAUL, MN 55107-2937

Mortgage

Document Number	4771240
Date	Aug 28, 2019
Instrument	4771240

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,400 (+17%) Land $21,300 Building $216,100	$237,400 (+17%) Land $21,300 Building $216,100
2025	$4,054.00 (+54.97%)
2023	$2,616.00 Homeowner's exemption	$202,900 Land $17,900 Building $185,000	$202,900 Land $17,900 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

35 Stevens St E, Saint Paul, MN 55107 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

June 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Stevens St E

Nearby Streets

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