Franklin County and Malone Town property record for 40 State St, Malone, NY 12953
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,100 sqft · built 1960 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $89,000 (Sep 2006) |
| Tax Bill | $3,925 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Dec 2021 Sale + 1 more |
| APN | 2.-131-01 |
| Primary APN | 2.-131-01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 140 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 24 sqft |
| Canopy | 264 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 2.-131-01 |
|---|---|
| Street Address | 40 STATE ST |
| City | MALONE |
| State | NY |
| Zip | 12953-2412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | SECD BLOCK416 LOTPART OFFICE |
| Legal Block | 3 |
| Legal Lot Number | 7.000 |
| Jurisdiction | FRANKLIN NY |
| Township / Civil Division | MALONE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 951400 |
Source: Franklin County and Malone Town records · APN 2.-131-01
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 STATE ST, MALONE, NY 12953-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SEACOMM FCU |
| Dec 01, 2021 | Warranty Deed, Transfer |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit SEACOMM FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 21, 2006 · Amount on Record |
| Deed Sale | Sep 21, 2006 · Amount on Record |
| Deed Book / Page | 926 / 153 |
| Last Transfer Date | Nov 23, 2021 |
| Transfer Doc | 0000006545 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 40 STATE ST, MALONE, NY 12953-2412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004283 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-4283 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Recording Date | Dec 01, 2021 |
| Property Address | 40 STATE ST, MALONE, NY 12953-2412 |
| Document Number | 0000006545 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021-6545 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 STATE ST, MALONE, NY 12953-2412 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NY |
| Property Address | 40 STATE ST, MALONE, NY 12953-2412 |
| Document Number | 0000003416 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | CENTENNIAL ABSTRACT, CENTENNIAL ABS |
| Name | Verified Name |
|---|---|
| Address | 40 STATE ST MALONE NY 129532412, MALONE, NY 12953-2412 |
| Document Number | 0000003416 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 3416 |
| Name | SEACOMM FCU |
|---|---|
| Type | Credit Union |
| Address | MALONE, NY 12953 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
Source: Franklin County and Malone Town records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Franklin County |
| County Subdivision | Malone Town |
| Municipality | Malone Village |
| Unified School District | Malone Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,925.00 | $71,000 (-) Land $10,600 Building $60,400 | $131,481 (+11.11%) Land $19,630 Building $111,851 |
| 2023 | $71,000 Land $10,600 Building $60,400 | $118,333 Land $17,667 Building $100,666 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Atlas Connectivity.
Based on FCC filings for 114 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MALONE V serves 13,232 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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