49 State St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 49 State St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,106 sqft · built 2004
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Oct 2025)
Tax Bill	$9,397 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
APN	`164801 112.50-2-9.300`

Property Details

APN / Parcel Number

Primary APN	`164801 112.50-2-9.300`
Alternative APN	`480111205000020093000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,106 sqft Living Area
1st Floor Area	1,053 sqft
2nd Floor Area	1,053 sqft
Basement Area	945 sqft
Finished Basement	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 STATE ST
City	MALONE
State	NY
Zip	12953-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	9.300
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	4
Census Block	4010
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3060 STATE ROUTE 11, MALONE, NY 12953-4703
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2025	Warranty Deed, Transfer HOMESTEAD FUNDING CORP
Apr 9, 2021	Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC
Jul 8, 2019	Warranty Deed, Transfer · VA Mortgage PARAGON HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Apr 9, 2021 · Amount on Record
Deed Document Number	20259698
Prior Transfer Date	Mar 6, 2007
Prior Transfer Doc	0009400291
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Oct 31, 2025
Property Address	49 STATE ST, MALONE, NY 12953-2411
Document Number	0000009698
Instrument Date	Oct 29, 2025
Instrument	2025-9698
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3060 STATE ROUTE 11, MALONE, NY 12953-4703

Mortgage

Document Number	0000009699
Date	Oct 31, 2025
Instrument	2025-9699

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Apr 9, 2021
Property Address	49 STATE ST, MALONE, NY 12953-2411
Document Number	0000001756
Instrument Date	Apr 9, 2021
Instrument	2021-1756
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	639 RATTA RD, CHAZY, NY 12921-1830

Mortgage

Document Number	0000001757
Date	Apr 9, 2021
Instrument	2021-1757

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Jul 8, 2019
Property Address	49 STATE ST, MALONE, NY 12953-2411
Document Number	0000003103
Instrument Date	Jun 27, 2019
Instrument	3103
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	RESOLUTE ABSTRACT CORPORATION, RESOLUTE ABS CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$922.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 STATE ST MALONE NY 129532411, MALONE, NY 12953-2411

Mortgage

Document Number	3104
Date	Jul 8, 2019
Instrument	3104

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,397.00 (-3.61%)	$170,000 (-) Land $11,700 Building $158,300	$314,815 (-5.56%) Land $21,667 Building $293,148
2024	$9,749.00	$170,000 (-) Land $11,700 Building $158,300	$333,333 (+17.65%) Land $22,941 Building $310,392
2023		$170,000 Land $11,700 Building $158,300	$283,333 Land $19,500 Building $263,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SLICFiber.

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