32 State St, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 32 State St, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,134 sqft · built 1948
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$148,500 (Aug 2021)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2017 Mortgage
APN	`2.-130-11`

Property Details

APN / Parcel Number

Primary APN	`2.-130-11`
Alternative APNs	`480111205000030040000000` `164801 112.50-3-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	756 sqft
Upper Floors Area	378 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2.-130-11
Street Address	32 STATE ST
City	MALONE
State	NY
Zip	12953-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SECD BLOCK416 LOT30 3
Legal Block	3
Legal Lot Number	4.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	4
Census Block	4009
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	32 STATE ST, MALONE, NY 12953-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED STATES OF AMERICA
May 5, 2017	Deed of Trust, Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	20214523
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Aug 27, 2021
Property Address	32 STATE ST, MALONE, NY 12953-2412
Document Number	0000004523
Instrument Date	Aug 27, 2021
Instrument	2021-4523
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 COUNTRYSIDE LN APT F, F, MALONE, NY 12953-1753

Mortgage

Document Number	0000004524
Date	Aug 27, 2021
Instrument	2021-4524

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	32 STATE ST, MALONE, NY 12953-2412
Document Number	0000002133
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 STATE ST MALONE NY 129532412, MALONE, NY 12953-2412

Mortgage

Document Number	0000002133
Date	May 11, 2017
Instrument	2133

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2047

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Municipality	Malone Village
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00	$92,800 (-) Land $10,600 Building $82,200	$171,852 (+11.11%) Land $19,630 Building $152,222
2023		$92,800 Land $10,600 Building $82,200	$154,667 Land $17,667 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALONE V serves 13,232 people · EPA ID NY1600008
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: SLICFiber.

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