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40 Smith Rd, Buffalo, NY 14228 Property Records

Erie County and Amherst Town property record for 40 Smith Rd, Buffalo, NY 14228 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,372 sqft · built 1910
Lot Size1.06 acres (46,284 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Dec 2006)
Tax Bill$9,317 (2025)
Deeds & MortgagesNov 2021 Line of Credit
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN142289 16.03-1-15

Property Details

APN / Parcel Number

Primary APN142289 16.03-1-15
Alternative APN
  • 22890160300001015000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,372 sqft Living Area
1st Floor Area1,056 sqft
2nd Floor Area1,056 sqft
AtticAttic
Attic Area260 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area46,284 sqft (1.06 acres)
Lot Dimensions266 ft deep x 174 ft wide
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address40 SMITH RD
CityBUFFALO
StateNY
Zip14228-1509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionHOLLAND LAND COMPANY SURVEY
Legal Block1
Legal Lot Number15.000
JurisdictionERIE NY
Township / Civil DivisionAMHERST
Census Block Group3
Census Block3025
Census Tract9009

Owner

Source: Erie County and Amherst Town records · APN 142289 16.03-1-15

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 SMITH RD, BUFFALO, NY 14228-1509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Line of Credit
UNITED STATES OF AMERICA
Jun 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
HOMESTEAD FUNDING CORP
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2006 · Amount on Record
Deed SaleDec 28, 2006 · Amount on Record
Deed Document Number2006283433
Deed Book / Page11123 / 6405
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address40 SMITH RD, AMHERST, NY 14228-1509
Transaction TypeMortgage
Record UpdatedDec 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SMITH RD, AMHERST, NY 14228-1509

Mortgage

Document Number0140248909
DateNov 10, 2021
Book Page14024/8909
Instrument2021224790
Lender
NameUNITED STATES OF AMERICA
TypeGovernment Agency
AddressLOCKPORT, NY 14095
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 09, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address40 SMITH RD, AMHERST, NY 14228-1509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138988378
DateJun 10, 2019
Book Page13898/8378
Instrument2019115222
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2034

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address40 SMITH RD, AMHERST, NY 14228-1509
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SMITH RD, BUFFALO, NY 14228-1509

Mortgage

Document Number0139628692
DateOct 29, 2020
Book Page13962/8692
Instrument2020184915
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Erie County and Amherst Town records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionAmherst Town
Unified School DistrictWilliamsville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,317.00 (+5.98%)$430,000 (-) Land $39,300 Building $390,700$434,300 (+1%) Land $39,693 Building $394,607
2024$8,791.00 (+28.15%) Homeowner's exemption$430,000 (+79.17%) Land $39,300 Building $390,700$430,000 (+11.08%) Land $39,300 Building $390,700
2023$240,000 Land $27,500 Building $212,500$387,097 Land $44,355 Building $342,742
2019$6,860.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290090093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 44 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims2 (2013–2026)
Most Recent ClaimApr 2026, other causes

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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