Cumberland County and Gorham Town property record for 40 Settlers Way, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,950 sqft · built 1987 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $543,400 (Jan 2021) |
| Tax Bill | $9,163 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 43A-0017-0038 |
| Primary APN | 43A-0017-0038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,950 sqft Living Area |
| Gross Area | 5,055 sqft |
| 1st Floor Area | 1,639 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,984 sqft (1.4 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 43A-0017-0038 |
|---|---|
| Street Address | 40 SETTLERS WAY |
| City | GORHAM |
| State | ME |
| Zip | 04038-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | FORT HILL FARMS |
| Legal Block | 17 |
| Legal Lot Number | 38 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 4002 |
Source: Cumberland County and Gorham Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2017 | Deed of Trust, Mortgage GORHAM SAVINGS BANK |
| Jan 19, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Jul 26, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Jul 26, 2019 · Amount on Record |
| Deed Document Number | 20213792 |
| Deed Book / Page | 37705 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 40 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0339680089 |
|---|---|
| Date | Apr 27, 2017 |
| Book Page | 33968/0089 |
| Instrument | 000000018737 |
| Name | GORHAM SAVINGS BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 12, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jan 19, 2021 |
| Property Address | 40 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Document Number | 0377050061 |
| Book / Page | 37705 / 61 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 3792 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 33 ATLANTIC ST # 2, 2, PORTLAND, ME 04101-4412 |
| Document Number | 0000003793 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 3793 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jul 26, 2019 |
| Property Address | 40 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Document Number | 0358350017 |
| Book / Page | 35835 / 17 |
| Instrument Date | Jul 22, 2019 |
| Instrument | 34358 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43 HARRINGTON RD, FRAMINGHAM, MA 01701-2640 |
| Document Number | 0000034359 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 34359 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,163.00 (+0.68%) | $619,100 (-) Land $161,500 Building $457,600 |
| 2024 | $9,101.00 (+17.51%) | $619,100 (+2.72%) Land $161,500 Building $457,600 |
| 2022 | $7,745.00 | $602,700 Land $161,500 Building $441,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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