Cumberland County and Gorham Town property record for 25 Settlers Way, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,342 sqft · built 1984 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,728 (Jun 2021) |
| Tax Bill | $8,254 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Sep 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M1971R |
| Primary APN | M1971R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| Gross Area | 4,624 sqft |
| 1st Floor Area | 1,464 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | M1971R |
|---|---|
| Street Address | 25 SETTLERS WAY |
| City | GORHAM |
| State | ME |
| Zip | 04038-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | FORT HILL FARMS |
| Legal Block | 17 |
| Legal Lot Number | 7 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 4002 |
Source: Cumberland County and Gorham Town records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 SETTLERS WAY, GORHAM, ME 04038-2537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GORHAM SAVINGS BANK |
| Sep 27, 2018 | Deed of Trust, Mortgage · ARM GORHAM SAVINGS BANK |
| Dec 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| May 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance NORWAY SAVINGS BANK |
| Jun 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2021 · Amount on Record |
| Deed Sale | Jun 22, 2021 · Amount on Record |
| Prior Sale | Sep 23, 2016 · Amount on Record |
| Deed Document Number | 202144515 |
| Deed Book / Page | 38342 / 294 |
| Transfer Doc | 0334660121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 25 SETTLERS WAY, GORHAM, ME 04038-2537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0387480197 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 38748/197 |
| Instrument | 71965 |
| Name | GORHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 25 SETTLERS WAY, GORHAM, ME 04038-2537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0351730088 |
|---|---|
| Date | Sep 27, 2018 |
| Book Page | 35173/0088 |
| Instrument | 000000049475 |
| Name | GORHAM SAVINGS BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Oct 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 25 SETTLERS WAY, GORHAM, ME 04038-2537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0353450322 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 35345/322 |
| Instrument | 62725 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 25 SETTLERS WAY, GORHAM, ME 04038-2537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0356810334 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 35681/334 |
| Instrument | 22440 |
| Name | NORWAY SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jun 22, 2021 |
| Property Address | 25 SETTLERS WAY, GORHAM, ME 04038-2537 |
| Document Number | 0383420294 |
| Book / Page | 38342 / 294 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 44515 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15 NEWMAN ST, PORTLAND, ME 04103-1721 |
| Document Number | 0000044516 |
|---|---|
| Date | Jun 22, 2021 |
| Instrument | 44516 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,254.00 (+0.68%) | $557,700 (-) Land $162,200 Building $395,500 |
| 2024 | $8,198.00 (+14.4%) | $557,700 (-) Land $162,200 Building $395,500 |
| 2022 | $7,166.00 | $557,700 Land $162,200 Building $395,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures