Cumberland County and Gorham Town property record for 20 Settlers Way, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,808 sqft · built 1986 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $440,000 (Aug 2019) |
| Tax Bill | $8,476 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Jul 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W2059R |
| Primary APN | W2059R |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,808 sqft Living Area |
| Gross Area | 7,912 sqft |
| 1st Floor Area | 1,404 sqft |
| Attic | Attic |
| Attic Area | 1,876 sqft |
| Basement Area | 2,004 sqft |
| Unfinished Basement | 2,004 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 69,696 sqft (1.6 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | W2059R |
|---|---|
| Street Address | 20 SETTLERS WAY |
| City | GORHAM |
| State | ME |
| Zip | 04038-2536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | FORT HILL FARMS |
| Legal Block | 17 |
| Legal Lot Number | 41 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 4002 |
Source: Cumberland County and Gorham Town records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Jul 27, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Aug 16, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 201939272 |
| Deed Book / Page | 35896 / 239 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 20 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0368570014 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 36857/14 |
| Instrument | 34931 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Jul 27, 2020 |
| Property Address | 20 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Document Number | 0369700047 |
| Book / Page | 036970 / 000047 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 42479 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 159 OCEAN AVE #1 PORTLAND ME 041035727, 1, PORTLAND, ME 04103-5727 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Aug 16, 2019 |
| Property Address | 20 SETTLERS WAY, GORHAM, ME 04038-2536 |
| Document Number | 0358960239 |
| Book / Page | 35896 / 239 |
| Instrument Date | Aug 16, 2019 |
| Instrument | 39272 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 OCEAN AVE # 1, 1, PORTLAND, ME 04103-5727 |
| Document Number | 39273 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 39273 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,476.00 (+0.68%) | $572,700 (-) Land $163,000 Building $409,700 |
| 2024 | $8,419.00 (+14.4%) | $572,700 (-) Land $163,000 Building $409,700 |
| 2022 | $7,359.00 | $572,700 Land $163,000 Building $409,700 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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