Walton County property record for 40 Sand Cliffs Dr, Inlet Beach, FL 32461
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 4,067 sqft · built 2023 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,375,000 (Feb 2025) |
| Tax Bill | $22,955 (2024) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-3S-18-16052-0BB-0030 |
| Primary APN | 27-3S-18-16052-0BB-0030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 4,067 sqft Living Area |
| Gross Area | 6,754 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 13 ft deep x 6.2 ft wide |
| Deck Area | Deck Area |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1057363 |
|---|---|
| Street Address | 40 SAND CLIFFS DR |
| City | INLET BEACH |
| State | FL |
| Zip | 32461-7107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK BB SAND CLIFFS 1ST ADD PB 5-29 OR 691-294 OR 956-37 OR 2702-4626 OR 3192-210 OR 3284-2466 OR 3349-922 |
| Legal Range | 18W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | SAND CLIFFS 1ST ADD |
| Legal Block | BB |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 950611 |
Source: Walton County records · APN 27-3S-18-16052-0BB-0030
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 8 ALGONQUIN LN, WEBSTER GROVES, MO 63119-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Apr 08, 2021 | Warranty Deed, Transfer BLUE TITLE LLC |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Feb 07, 2025 · Amount on Record |
| Deed Sale | Feb 07, 2025 · Amount on Record |
| Prior Sale | Mar 24, 2023 · Amount on Record |
| Deed Document Number | 20250004057 |
| Deed Book / Page | 3349 / 922 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 24, 2023 |
| Property Address | 40 SAND CLIFFS DR, INLET BEACH, FL 32461-7107 |
| Document Number | 0032842466 |
| Book / Page | 3284 / 2466 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 20230010179 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,227.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12889 US HIGHWAY 98 W # W112B, W112B, MIRAMAR BEACH, FL 32550-3243 |
| Name | Verified Name |
|---|---|
| Address | 40 SAND CLIFFS DR, INLET BEACH, FL 32461-7107 |
| Document Number | 0032842470 |
|---|---|
| Date | Mar 24, 2023 |
| Instrument | 3284/2470 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 08, 2021 |
| Property Address | 40 SAND CLIFFS DR, INLET BEACH, FL 32461-7107 |
| Document Number | 0031920210 |
| Book / Page | 3192 / 210 |
| Map Reference | MB 5 PG 29 |
| Instrument Date | Apr 06, 2021 |
| Instrument | 20210017213 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | BLUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,322.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 448 BOND RD, DEFUNIAK SPRINGS, FL 32435-6439 |
| Name | Verified Name |
|---|---|
| Address | 12889 US HIGHWAY 98 W STE 112B, 112B, MIRAMAR BEACH, FL 32550-3203 |
| Investor | Possibly a Property Investor |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,939,634 (+312.29%) Land $1,035,000 Building $1,904,634 | $2,939,634 (+312.29%) Land $1,035,000 Building $1,904,634 | |
| 2024 | $22,955.00 (+281.63%) | ||
| 2023 | $6,015.00 (+15.7%) | $713,000 (+27.08%) Land $713,000 | $713,000 (+27.08%) Land $713,000 |
| 2022 | $5,199.00 | $561,072 Land $561,072 | $561,072 Land $561,072 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 846 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,737 units insured incl. 891 condo units |
| Nearby Flood Claims | 9 (2004–2020) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
May also be available: AT&T, Verizon, Wildstar Networks.
Based on FCC filings for 96 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1660596, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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