122 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 122 Sand Cliffs Dr, Inlet Beach, FL 32461 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	1,932 sqft Living Area
Lot Size	8,799 sqft (0.201 acres)
Garage	Finished, 208 sqft
Tax Bill	$22,438.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16051-00A-0020`
Alternative APN	`1057338`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,932 sqft Living Area
Gross Area	2,524 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	8,799 sqft (0.201 acres)
Depth X Width	20 ft x 4.4 ft Depth x Width
Garage Type	Finished Garage
Garage Area	208 sqft Garage
Patio Area	180 sqft Patio
Porch	1 Porch
Porch Area	384 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1057338
Street Address	122 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-4500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK A SAND CLIFFS S/D PB 5-24 OR 1009-51
Legal Range	18W
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS S/D
Legal Block	A
Legal Lot Number	2
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records · APN 27-3S-18-16051-00A-0020

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	25 JACKSON LN, LAKEMONT, GA 30552-1950

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Nov 08, 2005
Transfer Doc	0026963985
Record Refreshed	Jun 08, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	122 SAND CLIFFS DR, INLET BEACH, FL 32461-4500
Document Number	0031431335
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife

Mortgage

Document Number	0031431335
Date	May 18, 2020
Book Page	003143/001335
Instrument	16794

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,137,713 (+56.87%) Land $3,136,000 Building $1,001,713	$4,137,713 (+56.87%) Land $3,136,000 Building $1,001,713
2024	$22,438.00 (+16.49%)
2023	$19,261.00 (+17.16%)	$2,637,716 (+27.75%) Land $1,881,600 Building $756,116	$2,637,716 (+27.75%) Land $1,881,600 Building $756,116
2022	$16,440.00	$2,064,783 Land $1,740,480 Building $324,303	$2,064,783 Land $1,740,480 Building $324,303

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.