18 Sand Cliffs Dr, Inlet Beach, FL 32461 Property Records

Walton County property record for 18 Sand Cliffs Dr, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,529 sqft · built 2018
Lot Size	0.196 acres (8,538 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Oct 2025)
Tax Bill	$16,516 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-3S-18-16052-0BB-0010`

Property Details

APN / Parcel Number

Primary APN	`27-3S-18-16052-0BB-0010`
Alternative APNs	`27-318-16052-0BB-0010` `1057361`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,529 sqft Living Area
Gross Area	4,593 sqft
1st Floor Area	1,626 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	130 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	464 sqft
Driveway	Brick Driveway
Porch	Open/Unfinished Porch
Porch Area	528 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18 SAND CLIFFS DR
City	INLET BEACH
State	FL
Zip	32461-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	LOT 1 BLK BB SAND CLIFFS 1ST ADDITION S/D PB 5-29 OR 691-294 OR 956-37 OR 2702-4622 OR 2710-783 OR 3007-2744 OR 3118-4271 OR 3121-935
Legal Range	018
Legal Township	03S
Legal Section	27
Legal Subdivision	SAND CLIFFS 1ST ADDITION
Legal Block	BB00
Legal Lot Number	1
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950611

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	105 W 29TH ST, 37K, NEW YORK, NY 10001-5739
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Sep 24, 2019	Correction Deed ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Oct 15, 2019 · Amount on Record
Deed Document Number	202537662
Deed Book / Page	3374 / 1774
Prior Transfer Date	Feb 9, 2006
Prior Transfer Doc	0027100783
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2025
Property Address	18 SAND CLIFFS DR, INLET BEACH, FL 32461-7107
Document Number	0033741774
Book / Page	3374 / 1774
Map Reference	MB 5 PG 29
Instrument Date	Oct 14, 2025
Instrument	20250037662
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	FLORIDA LEGAL TITLE LLC, FLORIDA LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 GOLFRIDGE DR, INLET BEACH, FL 32461-7484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 29TH ST # 376, 376, NEW YORK, NY 10001-5397

Mortgage

Document Number	0033741776
Date	Oct 15, 2025
Instrument	3374/1776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 15, 2019
Property Address	18 SAND CLIFFS DR, INLET BEACH, FL 32461-7107
Document Number	0031210935
Book / Page	3121 / 0935
Map Reference	MB 5 PG 29
Instrument Date	Oct 11, 2019
Instrument	20190035985
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52 CAMP CREEK PT, 52, PANAMA CITY BEACH, FL 32461-7073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SAND CLIFFS DR, ROSEMARY BEACH, FL 32461-7107

Mortgage

Document Number	0003121937
Date	Oct 15, 2019
Instrument	3121/937

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Sep 24, 2019
Property Address	18 SAND CLIFFS DR, INLET BEACH, FL 32461-7107
Document Number	0031184271
Book / Page	003118 / 004271
Instrument Date	Sep 20, 2019
Instrument	33083
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52 CAMP CREEK PT INLET BEACH FL 324617073, INLET BEACH, FL 32461-7073

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,516.00 (+12.68%)	$2,244,052 (+16.75%) Land $1,035,000 Building $1,209,052	$2,244,052 (+16.75%) Land $1,035,000 Building $1,209,052
2024	$14,658.00 (+4.76%)	$1,922,052 (-) Land $713,000 Building $1,209,052	$1,922,052 (-) Land $713,000 Building $1,209,052
2023	$13,992.00 (+11.9%)	$1,922,052 (+17.68%) Land $713,000 Building $1,209,052	$1,922,052 (+17.68%) Land $713,000 Building $1,209,052
2022	$12,504.00	$1,633,328 Land $561,072 Building $1,072,256	$1,633,328 Land $561,072 Building $1,072,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, Verizon, Wildstar Networks.

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