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40 Saddlebrook Dr, Covington, GA 30016 Property Records

Newton County property record for 40 Saddlebrook Dr, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,882 sqft · built 2002
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$176,000 (Aug 2019)
Tax Bill$2,884 (2025)
Deeds & MortgagesJan 2026 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0026D-00000-131-000

Property Details

APN / Parcel Number

Primary APN0026D-00000-131-000
Alternative APNs
  • 0026D 131
  • 12339

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,882 sqft Heated Area
1st Floor Area1,882 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Exterior MaterialVinyl
Construction TypeBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number12339
Street Address40 SADDLEBROOK DR
CityCOVINGTON
StateGA
Zip30016-3052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 45 THE MEADOWS AT SADD
Legal SubdivisionSADDLEBROOK & MEADOWS AT SADDLEBROOK
Legal Lot Number45
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1009
Census Tract100503

Owner

Source: Newton County assessment roll, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address40 SADDLEBROOK DR, COVINGTON, GA 30016-3052
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Deed of Trust, Mortgage
PINNACLE BANK TENNESSEE
Aug 26, 2019Grant Deed, Transfer · Conventional with PMI
BANKSOUTH MTG CO LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 12, 2019 · Amount on Record
Deed SaleAug 12, 2019 · Amount on Record
Prior SaleJun 4, 2004 · Amount on Record
Deed Document Number20193515
Deed Book / Page3885 / 518
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address40 SADDLEBROOK DR, COVINGTON, GA 30016-3052
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SADDLEBROOK DR, COVINGTON, GA 30016-3052

Mortgage

Document Number0047980000000288
DateJan 22, 2026
Book Page0000004798/0000000288
InstrumentD2026-000746
Lender
NamePINNACLE BANK TENNESSEE
Agreement
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEWTON GA
Recording DateAug 26, 2019
Property Address40 SADDLEBROOK DR, COVINGTON, GA 30016-3052
Document Number0038850518
Book / Page003885 / 000518
Instrument DateAug 12, 2019
Instrument11048
Transaction TypeTransfer
Record UpdatedSep 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SADDLEBROOK DR COVINGTON GA 300163052, COVINGTON, GA 30016-3052

Mortgage

Document Number38850520
DateAug 26, 2019
Book Page003885/000520
Instrument11049
Lender
NameBANKSOUTH MTG CO LLC
AddressATLANTA, GA 30327
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 25, 2049

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,884.00 (+23.78%) Homeowner's exemption$120,800 (+17.97%) Land $18,000 Building $102,800$302,000 (+17.97%) Land $45,000 Building $257,000
2023$102,400 Land $8,800 Building $93,600$256,000 Land $22,000 Building $234,000
2022$2,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWTON CO. WATER-SEWERAGE AUTH
serves 74,364 people · EPA ID GA2170004
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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