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20 Saddlebrook Dr, Covington, GA 30016 Property Records

Newton County property record for 20 Saddlebrook Dr, Covington, GA 30016 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage2,390 sqft Heated Area
Lot Size12,632 sqft (0.289 acres)
Garage600 sqft
OccupancyOwner Occupied
Tax Bill$3,547.00 (2025)

Property Details

APN / Parcel Number

Primary APN0026D-00000-136-000
Alternative APNs
  • 0026D 136
  • 12344

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,390 sqft Heated Area
1st Floor2,190 sqft 1st Floor
Stories1 Stories
Primary FlooringOther Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Exterior MaterialVinyl Exterior
Construction TypeBrick Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,632 sqft (0.289 acres)
Parking Spaces2 Parking Spaces
Garage Area600 sqft Garage

Exterior Amenities

Deck Area144 sqft Deck
Patio Area144 sqft Patio
PorchOpen Porch
Porch Area42 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number12344
Old Parcel Number0026D 136
Street Address20 SADDLEBROOK DR
CityCOVINGTON
StateGA
Zip30016-3056
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 50 THE MEADOWS AT SADD
Legal SubdivisionSADDLEBROOK & MEADOWS AT SADDLEBROOK
Legal Lot Number50
JurisdictionNEWTON GA
Minor Civil DivisionCOVINGTON-PORTERDALE
Census Blockgroup1
Census Block1009
Census Tract100503

Owner

Source: Newton County records · APN 0026D-00000-136-000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address20 SADDLEBROOK DR, COVINGTON, GA 30016-3056
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Jan 06, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
GREENLIGHT LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 21, 2009
Deed SaleMay 21, 2009
Prior SaleMar 25, 2009
Deed Doc Number0002719455
Deed Book / Page2719 / 455
Record RefreshedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 SADDLEBROOK DR, COVINGTON, GA 30016-3056
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SADDLEBROOK DR, COVINGTON, GA 30016-3056

Mortgage

Document Number0044540000000657
DateNov 15, 2022
Book Page0000004454/0000000657
Instrument018467
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJan 01, 2062

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 SADDLEBROOK DR, COVINGTON, GA 30016-3056
Document Number0041150001
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SADDLEBROOK DR COVINGTON GA 300163056, COVINGTON, GA 30016-3056

Mortgage

Document Number0041150001
DateDec 18, 2020
Book Page004115/000001
Instrument18674
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2050

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address20 SADDLEBROOK DR, COVINGTON, GA 30016-3056
Document Number0035260202
Book / Page003526 / 000202
Instrument DateJan 06, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2017
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SADDLEBROOK DR COVINGTON GA 300163056, COVINGTON, GA 30016-3056

Mortgage

Document Number0035260202
DateJan 20, 2017
Book Page003526/000202
Instrument851
Lender
NameGREENLIGHT LOANS
TypeFunding / Finance Company
AddressDALLAS, TX 75019
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 19, 2047

Tax Assessment & Valuation

Source: Newton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,547.00 (+6.36%)$140,560 (+8.36%) Land $18,000 Building $122,560$351,400 (+8.36%) Land $45,000 Building $306,400
2024$3,335.00 (+19.58%)$129,720 (+6.19%) Land $18,000 Building $111,720$324,300 (+6.19%) Land $45,000 Building $279,300
2023$122,160 Land $8,800 Building $113,360$305,400 Land $22,000 Building $283,400
2022$2,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Newton County (13217C), updated September 30, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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