Newton County property record for 15 Saddlebrook Dr, Covington, GA 30016
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,177 sqft · built 2002 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $160,000 (Oct 2004) |
| Tax Bill | $3,032 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0026D-00000-138-000 |
| Primary APN | 0026D-00000-138-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,177 sqft Heated Area |
| 1st Floor Area | 2,177 sqft |
| Attic Area | 2,177 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Open Porch |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 12346 |
|---|---|
| Old Parcel Number | 0026D 138 |
| Street Address | 15 SADDLEBROOK DR |
| City | COVINGTON |
| State | GA |
| Zip | 30016-3055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 52 THE MEADOWS AT SADD |
| Legal Subdivision | SADDLEBROOK & MEADOWS AT SADDLEBROOK |
| Legal Lot Number | 52 |
| Jurisdiction | NEWTON GA |
| Township / Civil Division | COVINGTON-PORTERDALE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 100503 |
Source: Newton County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 15 SADDLEBROOK DR, COVINGTON, GA 30016-3055 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE |
| Aug 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2004 · Amount on Record |
| Deed Sale | Oct 4, 2004 · Amount on Record |
| Deed Document Number | 0001764465 |
| Deed Book / Page | 1764 / 465 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 SADDLEBROOK DR, COVINGTON, GA 30016-3055 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15 SADDLEBROOK DR, COVINGTON, GA 30016-3055 |
| Document Number | 0045070000000290 |
|---|---|
| Date | May 8, 2023 |
| Book Page | 0000004507/0000000290 |
| Instrument | 005214 |
| Name | AMERICAN FINANCE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEWTON GA |
| Property Address | 15 SADDLEBROOK DR, COVINGTON, GA 30016-3055 |
| Document Number | 0037390075 |
| Instrument Date | Aug 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 15 SADDLEBROOK DR COVINGTON GA 300163055, COVINGTON, GA 30016-3055 |
| Document Number | 0037390075 |
|---|---|
| Date | Aug 20, 2018 |
| Book Page | 003739/000075 |
| Instrument | 10220 |
| Name | GEORGIA UNITED CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, GA 30097 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 19, 2033 |
Source: Newton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Newton County |
| Unified School District | Newton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,032.00 (+3.94%) Homeowner's exemption | $127,040 (+8.51%) Land $18,000 Building $109,040 | $317,600 (+8.51%) Land $45,000 Building $272,600 |
| 2024 | $2,917.00 (+20.39%) Homeowner's exemption | $117,080 (+8.97%) Land $18,000 Building $99,080 | $292,700 (+8.97%) Land $45,000 Building $247,700 |
| 2023 | $107,440 Land $8,800 Building $98,640 | $268,600 Land $22,000 Building $246,600 | |
| 2022 | $2,423.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.2% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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