40 S Pine St, Geneva, IL 60134 Property Records

Kane County property record for 40 S Pine St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,173 sqft · built 1944
Lot Size0.9 acres (3,920 sqft)
OwnerCompany Name on File
Last Sale$244,000 (Oct 2016)
Tax Bill$8,642 (2025)
Deeds & MortgagesMar 2021 Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-04-427-024

Property Details

APN / Parcel Number

Primary APN12-04-427-024

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,173 sqft Living Area
Gross Area1,955 sqft
Basement Area782 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 1944
Lot Area3,920 sqft (0.9 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 S PINE ST
CityGENEVA
StateIL
Zip60134-1943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGENEVA MANOR SUB - LOT 23 IN BLK 1
Legal SubdivisionGENEVA MANOR SUB
Legal Block1
Legal Lot Number23
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2006
Census Tract852607

Owner

Source: Kane County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address39W045 S HYDE PARK, GENEVA, IL 60134-4807
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 4, 2019Warranty Deed, Transfer · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2016 · Amount on File
Deed SaleOct 31, 2016 · Amount on File
Prior SaleJan 6, 2011 · Amount on File
Deed Document Number201659583
Last Transfer DateJan 10, 2025
Transfer Doc0000009318
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address40 S PINE ST, GENEVA, IL 60134-1943
Transaction TypeMortgage
Record UpdatedAug 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024299
DateMar 29, 2021
Instrument2021K024299
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address40 S PINE ST, GENEVA, IL 60134-1943
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016234
DateApr 1, 2020
Instrument2020K016234
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 4, 2019
Property Address40 S PINE ST, GENEVA, IL 60134-1943
Document Number0000013072
Instrument DateMar 29, 2019
Instrument13072
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyCHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$399.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 S PINE ST GENEVA IL 601341943, GENEVA, IL 60134-1943

Mortgage

Document Number13073
DateApr 4, 2019
Instrument13073
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueApr 3, 2049

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,642.00 (+18.76%)$119,661 (+8.5%) Land $14,625 Building $105,036$359,127 (+8.5%) Land $43,893 Building $315,234
2024$110,286 (+18.38%) Land $13,479 Building $96,807$330,990 (+18.43%) Land $40,453 Building $290,537
2022$7,277.00 (+3.1%) Homeowner's exemption$93,161 (+3.86%) Land $11,386 Building $81,775$279,483 (+3.86%) Land $34,158 Building $245,325
2021$7,058.00 Homeowner's exemption$89,699 Land $10,963 Building $78,736$269,097 Land $32,889 Building $236,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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