Kane County property record for 120 S Pine St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,103 sqft · built 1953 |
| Lot Size | 0.349 acres (15,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $284,000 (Aug 2021) |
| Tax Bill | $7,508 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-04-429-012 |
| Primary APN | 12-04-429-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,103 sqft Living Area |
| Gross Area | 2,206 sqft |
| 1st Floor Area | 1,103 sqft |
| Basement Area | 1,103 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 15,208 sqft (0.349 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 120 S PINE ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GENEVA MANOR BLK5 LOTS 1 & 11 |
| Legal Subdivision | GENEVA MANOR |
| Legal Block | 2 |
| Legal Lot Number | 1&11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 852607 |
120 S Pine St is owned and occupied by two individuals who acquired it in April 2023.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 120 S PINE ST, GENEVA, IL 60134-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP |
| Mar 21, 2019 | Deed of Trust, Mortgage · Line of Credit SAUK VLY BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on File |
| Deed Sale | Aug 16, 2021 · Amount on File |
| Prior Sale | Jun 20, 2012 · Amount on File |
| Deed Document Number | 202162683 |
| Last Transfer Date | Apr 18, 2023 |
| Transfer Doc | 0000012413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 20, 2023 |
| Property Address | 120 S PINE ST, GENEVA, IL 60134-1945 |
| Document Number | 0000012413 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 2023K012413 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 S PINE ST, GENEVA, IL 60134-1945 |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 16, 2021 |
| Property Address | 120 S PINE ST, GENEVA, IL 60134-1945 |
| Document Number | 0000062683 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021K062683 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 120 S PINE ST, GENEVA, IL 60134-1945 |
| Document Number | 0000062684 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021K062684 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 120 S PINE ST, GENEVA, IL 60134-1945 |
| Document Number | 0000013802 |
| Instrument Date | Mar 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 647 SAMANTHA CIR GENEVA IL 601344498, GENEVA, IL 60134-4498 |
| Document Number | 0000013802 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 13802 |
| Name | SAUK VLY BK&TR |
|---|---|
| Type | Bank |
| Address | DIXON, IL 61021 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 9, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
The 2025 property tax bill for 120 S Pine St was $7,508 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,508.00 | $119,953 (+8.5%) Land $46,799 Building $73,154 | $360,003 (+8.5%) Land $140,453 Building $219,550 |
| 2024 | $110,556 Land $43,133 Building $67,423 | $331,801 Land $129,451 Building $202,350 | |
| 2022 | $6,879.00 (-9.28%) Homeowner's exemption | $93,390 (+3.86%) Land $36,436 Building $56,954 | $280,170 (+3.86%) Land $109,308 Building $170,862 |
| 2021 | $7,583.00 | $89,919 Land $35,082 Building $54,837 | $269,757 Land $105,246 Building $164,511 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 S Pine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 120 S Pine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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