115 S Pine St, Geneva, IL 60134 Property Records

Kane County property record for 115 S Pine St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1957
Lot Size0.932 acres (40,619 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Sep 2001)
Tax Bill$14,709 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-04-432-009

Property Details

APN / Parcel Number

Primary APN12-04-432-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
Gross Area3,780 sqft
1st Floor Area1,890 sqft
Basement Area1,890 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialBrick
Lot Area40,619 sqft (0.932 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address115 S PINE ST
CityGENEVA
StateIL
Zip60134-1944
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 O FPINE CREST, GENEVA, KANE COUNTY, ILLINOIS
Legal SubdivisionPINE CREST
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1016
Census Tract852607

Owner

115 S Pine St is owned and occupied by two individuals who acquired it in December 2012.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address115 S PINE ST, GENEVA, IL 60134-1944
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2001 · Amount on File
Deed SaleSep 5, 2001 · Amount on File
Prior SaleMay 29, 1997 · Amount on File
Deed Document Number200191654
Last Transfer DateDec 17, 2012
Transfer Doc0000088427
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address115 S PINE ST, GENEVA, IL 60134-1944
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011623
DateMar 6, 2017
Instrument2017K011623
Lender
NameSTC CAPITAL BANK
TypeBank
AddressSAINT CHARLES, IL 60174
Agreement
TypeLine of Credit
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 115 S Pine St was $14,709, up 3% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,709.00 (+2.99%)$203,661 (+8.5%) Land $94,693 Building $108,968$611,227 (+8.5%) Land $284,193 Building $327,035
2024$14,282.00$187,706 Land $87,275 Building $100,431$563,343 Land $261,930 Building $301,414
2022$13,238.00 (+2.82%)$158,559 (+3.86%) Land $73,723 Building $84,836$475,677 (+3.86%) Land $221,169 Building $254,508
2021$12,875.00$152,666 Land $70,983 Building $81,683$457,998 Land $212,949 Building $245,049

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 S Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 115 S Pine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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