1 S Central Ave, Umatilla, FL 32784 Property Records

Lake County property record for 1 S Central Ave, Umatilla, FL 32784

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Details	4 ba · 7,497 sqft · built 1956
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on Record
Flood Zone	Zone X (minimal risk)
APN	`13-18-26-2900-025-00000`

Property Details

APN / Parcel Number

Primary APN	`13-18-26-2900-025-00000`
Alternative APN	`1128803`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	7,497 sqft Total Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	10,000 sqft (0.229 acres)
Canopy	885 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	1128803
Street Address	1 S CENTRAL AVE
City	UMATILLA
State	FL
Zip	32784-9549
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Legal Description	N.J. TROWELL'S ADDITION TO UMATILLA PB 4 PG 6 BLOCKS 25 26
Legal Range	26E
Legal Township	18S
Legal Section	13
Legal Subdivision	N.J. TROWELL'S ADDITION TO
Legal Tract	2900
Legal Block	25
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1064
Census Tract	30109

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2286, UMATILLA, FL 32784-2286
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Umatilla City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$511,650 (-) Land $19,800 Building $491,850	$511,650 (-) Land $19,800 Building $491,850
2023	Additional exemption filed	$511,650	$511,650 Land $19,800 Building $491,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UMATILLA WATER WORKS (2 WPS) serves 3,948 people · EPA ID FL3351402
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20