Flagler County property record for 40 Ryecliffe Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,159 sqft · built 2024 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,900 (May 2025) |
| Tax Bill | $5,904 (2025) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Feb 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00130-0200 |
| Primary APN | 07-11-31-7029-00130-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,159 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 40 RYECLIFFE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00013 LOT 0020 SUBDIVISION COMPLETION YEAR 1981 OR 438 PG 1934 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 13 |
| Legal Lot Number | 20 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RMC HOME MORTGAGE LLC |
| Feb 28, 2024 | Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Deed Document Number | 2025022666 |
| Deed Book / Page | 2963 / 1961 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 30, 2025 |
| Property Address | 40 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0029631961 |
| Book / Page | 2963 / 1961 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | May 22, 2025 |
| Instrument | 2025022666 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,799.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5220 SHAD RD, JACKSONVILLE, FL 32257-2007 |
| Name | Verified Name |
|---|---|
| Address | 40 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0029631962 |
|---|---|
| Date | May 30, 2025 |
| Instrument | 2963/1962 |
| Name | RMC HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Feb 28, 2024 |
| Property Address | 40 RYECLIFFE DR, PALM COAST, FL 32164-6424 |
| Document Number | 0028481863 |
| Book / Page | 2848 / 1863 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Feb 19, 2024 |
| Instrument | 2024007866 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2024 |
| Title Company | STEEL CITY TITLE INC, STEEL CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $441.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20713 TRINITY AVE, SARATOGA, CA 95070-5337 |
| Name | Verified Name |
|---|---|
| Address | 726 SECOND ST STE 2A, 2A, ANNAPOLIS, MD 21403-3384 |
| Investor | Possibly a Property Investor |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,904.00 (+1,254.13%) | $324,889 (+655.56%) Land $55,000 Building $269,889 | $324,889 (+655.56%) Land $55,000 Building $269,889 |
| 2023 | $436.00 (-0.23%) | $43,000 (-3.37%) Land $43,000 | $43,000 (-3.37%) Land $43,000 |
| 2022 | $437.00 | $44,500 Land $44,500 | $44,500 Land $44,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures