34 Ryecliffe Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 34 Ryecliffe Dr, Palm Coast, FL 32164

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,641 sqft · built 1999
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$287,000 (Jul 2023)
Tax Bill$3,359 (2025)
Deeds & MortgagesDec 2025 Transfer
Oct 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-11-31-7029-00130-0230

Property Details

APN / Parcel Number

Primary APN07-11-31-7029-00130-0230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,641 sqft Living Area
Gross Area2,288 sqft
1st Floor Area1,641 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
DrivewayConcrete Driveway
Driveway Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address34 RYECLIFFE DR
CityPALM COAST
StateFL
Zip32164-6424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 29 BLOCK 13 LOT 23 OR 238 PG 516 OR 636 PG 369 OR 648 PG 1609 OR 2261/319
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block13
Legal Lot Number23
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3023
Census Tract60214

Owner

Source: Flagler County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Correction Deed
ACCOMODATION, ACCOMMODATION
Oct 17, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 18, 2023Warranty Deed, Transfer · Conventional Mortgage
LOANSTEADY LLC
Feb 22, 2018Warranty Deed, Transfer · VA Mortgage
BESTWAY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2023 · Amount on Record
Deed SaleJul 18, 2023 · Amount on Record
Prior SaleFeb 22, 2018 · Amount on Record
Deed Document Number202330682
Deed Book / Page2797 / 389
Last Transfer DateSep 8, 2025
Transfer Doc0029991241
Record UpdatedSep 20, 2026

December 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionFLAGLER FL
Recording DateDec 18, 2025
Property Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424
Document Number0030151847
Book / Page3015 / 1847
Map ReferenceMB 10 PG 17-29
Instrument DateDec 9, 2025
Instrument2025051345
Record UpdatedJan 9, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address11186 SHADOW RD, MARION, IL 62959-8126

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4401 W BIGHORN DR APT B, B, USAF ACADEMY, CO 80840-1143

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateOct 17, 2025
Property Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424
Document Number0029991241
Book / Page2999 / 1241
Map ReferenceMB 10 PG 17-29
Instrument DateOct 3, 2025
Instrument2025042523
Transaction TypeTransfer
Record UpdatedOct 31, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address11186 SHADOW RD, MARION, IL 62959-8126

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 18, 2023
Property Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424
Document Number0027970389
Book / Page2797 / 389
Map ReferenceMB 10 PG 17-29
Instrument DateJun 30, 2023
Instrument2023030682
Transaction TypeTransfer
Record UpdatedAug 4, 2023
Title CompanyVETERANS TITLE INC, VETERANS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,009.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 PALM HARBOR VILLAGE WAY, PALM COAST, FL 32137-8262

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424

Mortgage

Document Number0002797391
DateJul 18, 2023
Instrument2797/391
Lender
NameLOANSTEADY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateFeb 22, 2018
Property Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424
Document Number0022610319
Book / Page2261 / 0319
Map ReferenceMB10 PG17-29
Instrument DateFeb 5, 2018
Instrument2018006570
Transaction TypeTransfer
Record UpdatedJul 12, 2022
Title CompanyCOVENANT CLOSING & TITLE SVC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,242.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 452, FREDERICKTOWN, MO 63645-0452

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 RYECLIFFE DR, PALM COAST, FL 32164-6424

Mortgage

Document Number2018006571
DateFeb 22, 2018
Instrument2018006571
Lender
NameBESTWAY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,359.00 (+2.5%)$228,010 (+2.9%)$230,249 (+3.91%) Land $55,000 Building $175,249
2024$3,277.00 (+56.12%) Homeowner's exemption$221,584 (+42.02%) Land $44,000 Building $177,584$221,584 (-2.97%) Land $44,000 Building $177,584
2023$2,099.00 (+1.45%) Homeowner's exemption$156,018 (+3%)$228,375 (+1.71%) Land $43,000 Building $185,375
2022$2,069.00 Homeowner's exemption$151,473$224,534 Land $44,500 Building $180,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies62 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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