Flagler County property record for 41 Ryecliffe Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,008 sqft · built 1994 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (Dec 2017) |
| Tax Bill | $1,157 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00100-0100 |
| Primary APN | 07-11-31-7029-00100-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Heated Area |
| Gross Area | 1,920 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,502 sqft (0.287 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 41 RYECLIFFE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00010 LOT 0010 SUBDIVISION COMPLETION YEAR 1981 OR 247 PG 089 OR 513 PG 468 OR 897 PG 752 OR 2000 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
Source: Flagler County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2022 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Jan 8, 2018 | Warranty Deed, Transfer · FHA Mortgage RP FNDG |
| Jan 19, 2017 | Warranty Deed, Transfer PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on Record |
| Deed Sale | Dec 28, 2017 · Amount on Record |
| Prior Sale | Apr 28, 2014 · Amount on Record |
| Deed Document Number | 0022511299 |
| Deed Book / Page | 2181 / 1862 |
| Prior Transfer Date | Jan 19, 2017 |
| Prior Transfer Doc | 2017002231 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 41 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 41 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0027231956 |
|---|---|
| Date | Sep 22, 2022 |
| Book Page | 2723/1956 |
| Instrument | 2022047253 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 8, 2018 |
| Property Address | 41 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0022511299 |
| Book / Page | 002251 / 001299 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 669 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | AMERICAS CHOICE TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,001.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 41 RYECLIFFE DR PALM COAST FL 321646433, PALM COAST, FL 32164-6433 |
| Document Number | 22511301 |
|---|---|
| Date | Jan 8, 2018 |
| Book Page | 002251/001301 |
| Instrument | 670 |
| Name | RP FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 19, 2017 |
| Property Address | 41 RYECLIFFE DR, PALM COAST, FL 32164-6433 |
| Document Number | 0021811862 |
| Book / Page | 002181 / 001862 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 2231 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Title Company | PARADISE TITLE/STATE AUGUSTINE, PARADISE TITLE/ST AUGUSTINE |
| Amount | Amount Recorded |
|---|---|
| Tax | $745.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 RYECLIFFE DR PALM COAST FL 321646433, PALM COAST, FL 32164-6433 |
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,157.00 (+7.63%) Homeowner's exemption | $106,814 (+5.99%) | $191,812 (+2.3%) Land $55,000 Building $136,812 |
| 2023 | $1,075.00 (+2.48%) Homeowner's exemption | $100,780 (+3%) | $187,508 (+6.1%) Land $43,000 Building $144,508 |
| 2022 | $1,049.00 Homeowner's exemption | $97,845 | $176,721 Land $44,500 Building $132,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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