Middlesex County and Holliston Town property record for 40 Ruth Ellen Rd, Holliston, MA 01746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,918 sqft · built 1968 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,500 (Mar 1991) |
| Tax Bill | $8,288 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance May 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:011 B:0008 L:213 |
| Primary APN | M:011 B:0008 L:213 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 1,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 40 RUTH ELLEN RD |
|---|---|
| City | HOLLISTON |
| State | MA |
| Zip | 01746-1271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40 |
| Legal Subdivision | WESTFIELD HOLLISTON SEC 02 |
| Legal Block | 8 |
| Legal Lot Number | 2130 |
| Jurisdiction | HOLLISTON MA |
| Township / Civil Division | HOLLISTON |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 387201 |
40 Ruth Ellen Rd is owned and occupied by two individuals who bought it in March 1991.
Source: Middlesex County and Holliston Town records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 RUTH ELLEN RD, HOLLISTON, MA 01746-1271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC |
| May 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CALIBER HOME LOANS INC |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 1991 · Amount on File |
| Deed Sale | Mar 25, 1991 · Amount on File |
| Deed Book / Page | 21060 / 442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Property Address | 40 RUTH ELLEN RD, HOLLISTON, MA 01746-1271 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 079434-155 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 79434/155 |
| Instrument | 278509 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Property Address | 40 RUTH ELLEN RD, HOLLISTON, MA 01746-1271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74645-274 |
|---|---|
| Date | May 11, 2020 |
| Book Page | 74645/274 |
| Instrument | 70472 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Property Address | 40 RUTH ELLEN RD, HOLLISTON, MA 01746-1271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76515-311 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 76515/311 |
| Instrument | 246547 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 40 Ruth Ellen Rd was $8,288.
Source: Middlesex County and Holliston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Holliston Town |
| Unified School District | Holliston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,288.00 | $565,700 Land $259,900 Building $305,800 | $556,415 (+2.88%) |
| 2024 | $540,835 | ||
| 2023 | $7,734.00 | $502,200 Land $259,900 Building $242,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Ruth Ellen Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Ruth Ellen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLISTON WATER DEPARTMENT serves 15,139 people · EPA ID MA2136000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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