28 Ruth Ellen Rd, Holliston, MA 01746 Property Records

Middlesex County and Holliston Town property record for 28 Ruth Ellen Rd, Holliston, MA 01746

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,522 sqft · built 1968
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jun 2020)
Tax Bill	$11,244 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:011 B:0008 L:215`

Property Details

APN / Parcel Number

Primary APN	`M:011 B:0008 L:215`
Alternative APN	`HOLL M:011 B:0008 L:2150`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,522 sqft Living Area
1st Floor Area	1,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	28 RUTH ELLEN RD
City	HOLLISTON
State	MA
Zip	01746-1216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	40
Legal Block	8
Legal Lot Number	2150
Jurisdiction	HOLLISTON MA
Township / Civil Division	HOLLISTON
Census Block Group	4
Census Block	4008
Census Tract	387201

Owner

28 Ruth Ellen Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Middlesex County and Holliston Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28 RUTH ELLEN RD, HOLLISTON, MA 01746-1216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit HANSCOM FCU
Jun 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Prior Sale	Oct 21, 1980 · Amount on File
Deed Document Number	202084841
Deed Book / Page	74808 / 592
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	74808-592
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLLISTON MA
Property Address	28 RUTH ELLEN RD, HOLLISTON, MA 01746-1216
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078243-254
Date	Jul 14, 2021
Book Page	78243/254
Instrument	158741

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLLISTON MA
Recording Date	Jun 3, 2020
Property Address	28 RUTH ELLEN RD, HOLLISTON, MA 01746-1216
Document Number	74808-592
Book / Page	74808 / 592
Instrument Date	May 28, 2020
Instrument	84841
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 RUTH ELLEN RD, HOLLISTON, MA 01746-1216

Mortgage

Document Number	84842
Date	Jun 3, 2020
Instrument	84842

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 28 Ruth Ellen Rd was $11,244.

Source: Middlesex County and Holliston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Holliston Town
Unified School District	Holliston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,244.00	$767,500 Land $268,400 Building $499,100	$680,580 (-3.53%)
2024			$705,470
2023	$10,204.00	$662,600 Land $268,400 Building $394,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28 Ruth Ellen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28 Ruth Ellen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLISTON WATER DEPARTMENT serves 15,139 people · EPA ID MA2136000
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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