Middlesex County and Holliston Town property record for 39 Ruth Ellen Rd, Holliston, MA 01746
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,026 sqft · built 1970 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $760,000 (Jun 2024) |
| Tax Bill | $8,642 (2025) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:011 B:0008 L:199 |
| Primary APN | M:011 B:0008 L:199 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Living Area |
| 1st Floor Area | 1,106 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Other |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 39 RUTH ELLEN RD |
|---|---|
| City | HOLLISTON |
| State | MA |
| Zip | 01746-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 40 |
| Legal Block | 8 |
| Legal Lot Number | 1990 |
| Jurisdiction | HOLLISTON MA |
| Township / Civil Division | HOLLISTON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 387201 |
39 Ruth Ellen Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Middlesex County and Holliston Town records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39 RUTH ELLEN RD, HOLLISTON, MA 01746-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MIDDLESEX SAVINGS BANK |
| May 11, 2026 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Jun 9, 2025 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 · Amount on File |
| Deed Sale | Jun 25, 2024 · Amount on File |
| Prior Sale | Jun 26, 1986 · Amount on File |
| Deed Document Number | 202468352 |
| Deed Book / Page | 82931 / 136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Recording Date | May 11, 2026 |
| Property Address | 39 RUTH ELLEN RD, HOLLISTON, MA 01746-1215 |
| Document Number | 085576-369 |
| Book / Page | 85576 / 369 |
| Instrument Date | May 6, 2026 |
| Instrument | 202653277 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 39 RUTH ELLEN RD, HOLLISTON, MA 01746-1215 |
| Document Number | 0000053277, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 85576/369 |
| Instrument | 202653277 |
| Name | MIDDLESEX SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jun 1, 2031 |
| Index | 3-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Recording Date | May 11, 2026 |
| Property Address | 39 RUTH ELLEN RD, HOLLISTON, MA 01746-1215 |
| Document Number | 085576-385 |
| Book / Page | 85576 / 385 |
| Instrument Date | May 6, 2026 |
| Instrument | 202653278 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 39 RUTH ELLEN RD, HOLLISTON, MA 01746-1215 |
| Document Number | 0000053278, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 85576/385 |
| Instrument | 202653278 |
| Name | MIDDLESEX SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLLISTON MA |
| Property Address | 39 RUTH ELLEN RD, HOLLISTON, MA 01746-1215 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084200-104 |
|---|---|
| Date | Jun 9, 2025 |
| Book Page | 84200/104 |
| Instrument | 64300 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2065 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 39 Ruth Ellen Rd was $8,642.
Source: Middlesex County and Holliston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Holliston Town |
| Unified School District | Holliston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,642.00 | $589,900 Land $259,900 Building $330,000 | $708,225 (+0.66%) |
| 2024 | $703,570 | ||
| 2023 | $7,925.00 | $514,600 Land $259,900 Building $254,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 39 Ruth Ellen Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 39 Ruth Ellen Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLISTON WATER DEPARTMENT serves 15,139 people · EPA ID MA2136000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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