40 Royal Pl, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 40 Royal Pl, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2017)
Tax Bill	$4,404 (2025)
Deeds & Mortgages	May 2020 Refinance Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-28-279-020`

Property Details

APN / Parcel Number

Primary APN	`07-28-279-020`

Exterior

Lot Area	137,214 sqft (3.15 acres)

Location & Zoning

Street Address	40 ROYAL PL
City	MOUNT VERNON
State	IL
Zip	62864-5718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE NE-BEG SE COR ROYAL PLACE, W360' SW129', S280', E490.1', N280' TO POB 40 ROYAL PLACE
Legal Subdivision	H L FORD ADD
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2010
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 ROYAL PL, MOUNT VERNON, IL 62864-5718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES NATIONAL BANK
Sep 22, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Deed Document Number	20174437
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	40 ROYAL PL, MOUNT VERNON, IL 62864-5718
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002092
Date	May 18, 2020
Instrument	202002092

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Sep 22, 2017
Property Address	40 ROYAL PL, MOUNT VERNON, IL 62864-5718
Document Number	201704437
Instrument Date	Sep 21, 2017
Instrument	201704437
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ANTONIK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 ROYAL PL, MOUNT VERNON, IL 62864-5718

Mortgage

Document Number	201704438
Date	Sep 22, 2017
Instrument	201704438

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Summersville School District 79 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,404.00 (+2.61%)	$68,318 (+33.37%) Land $6,115 Building $62,203	$204,954 (+33.37%) Land $18,345 Building $186,609
2024	$4,292.00 (+10.56%)
2022		$51,226 Land $4,585 Building $46,641	$153,678 Land $13,755 Building $139,923
2021	$3,882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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