5 Royal Pl, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 5 Royal Pl, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Owner	2 Trust Names on Record
Last Sale	$120,000 (Dec 2025)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Apr 2026 Sale Jan 2014 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-229-006`

Property Details

APN / Parcel Number

Primary APN	`07-28-229-006`

Location & Zoning

Street Address	5 ROYAL PL
City	MOUNT VERNON
State	IL
Zip	62864-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL PL PT E1/2 NE28-2-3 LOT 26 & 25' NSD LOT 25
Legal Subdivision	ROYAL PLACE
Legal Lot Number	25-26
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2010
Census Tract	50800

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	16694 N OAK HILL LN, MOUNT VERNON, IL 62864-8724
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jan 31, 2014	Deed of Trust, Mortgage OLD NATIONAL BANK
Dec 18, 2025	Administrator's Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Deed Document Number	20254416
Last Transfer Date	Apr 13, 2026
Transfer Doc	0000001304
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 13, 2026
Property Address	5 ROYAL PL, MOUNT VERNON, IL 62864-5717
Document Number	0000001304
Instrument Date	Apr 13, 2026
Instrument	20261304
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	16694 N OAK HILL LN, MOUNT VERNON, IL 62864-8724

January 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	5 ROYAL PL, MOUNT VERNON, IL 62864-5717
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201400419
Date	Jan 31, 2014
Instrument	201400419

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 8, 2024

Interest

Rate	3.75%

December 2025: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	JEFFERSON IL
Recording Date	Dec 18, 2025
Property Address	5 ROYAL PL, MOUNT VERNON, IL 62864-5717
Document Number	0202504416
Instrument Date	Dec 18, 2025
Instrument	202504416
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16694 N OAK HILL LN, MOUNT VERNON, IL 62864-8724

Mortgage

Document Number	0202504417
Date	Dec 18, 2025
Instrument	202504417

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Summersville School District 79 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+6.32%)	$34,015 (+12.76%) Land $4,231 Building $29,784	$102,045 (+12.76%) Land $12,693 Building $89,352
2024	$2,261.00 (+1,340.13%)	$30,166 (+23.48%) Land $3,918 Building $26,248	$90,498 (+23.48%) Land $11,754 Building $78,744
2023	$157.00 (-85.73%)
2022		$24,429 Land $3,173 Building $21,256	$73,287 Land $9,519 Building $63,768
2021	$1,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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