13 Royal Pl, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 13 Royal Pl, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.272 acres (11,862 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Jun 2022)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage May 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-28-229-008`

Property Details

APN / Parcel Number

Primary APN	`07-28-229-008`

Exterior

Lot Area	11,862 sqft (0.272 acres)

Location & Zoning

Street Address	13 ROYAL PL
City	MOUNT VERNON
State	IL
Zip	62864-5717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROYAL PLACE S28' LOT 24 & N69' LOT 23
Legal Subdivision	ROYAL PLACE
Legal Lot Number	23-24
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2010
Census Tract	50800

Owner

13 Royal Pl is owned and occupied by an individual who bought it in June 2022.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 ROYAL PL, MOUNT VERNON, IL 62864-5717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE
May 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GENFED FEDERAL CREDIT UNION
Oct 1, 2018	Warranty Deed, Transfer PEOPLES NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2022 · Amount on File
Deed Sale	Jun 14, 2022 · Amount on File
Deed Document Number	20222518
Prior Transfer Date	Nov 1, 2012
Prior Transfer Doc	201206282
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 14, 2022
Property Address	13 ROYAL PL, MOUNT VERNON, IL 62864-5717
Document Number	0202202518
Instrument Date	Jun 13, 2022
Instrument	202202518
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 WOODLAND DR, MOUNT VERNON, IL 62864-6144

Mortgage

Document Number	0202202519
Date	Jun 14, 2022
Instrument	202202519

Lender

Name	ROCKET MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	13 ROYAL PL, MOUNT VERNON, IL 62864-5717
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002165
Date	May 21, 2020
Instrument	202002165

Lender

Name	GENFED FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Oct 1, 2018
Property Address	13 ROYAL PL, MOUNT VERNON, IL 62864-5717
Document Number	201804536
Instrument Date	Oct 1, 2018
Instrument	201804536
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1208 N 9TH ST, MOUNT VERNON, IL 62864-3331

Mortgage

Document Number	201804537
Date	Oct 1, 2018
Instrument	201804537

Lender

Name	PEOPLES NATIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13 Royal Pl was $4,186 with a homeowner's exemption, up 2.7% from the year before.

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Municipality	Mount Vernon City
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Summersville School District 79 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,186.00 (+2.67%) Homeowner's exemption	$65,224 (+8%) Land $4,105 Building $61,119	$195,672 (+8%) Land $12,315 Building $183,357
2024	$4,077.00	$60,393 Land $3,801 Building $56,592	$181,179 Land $11,403 Building $169,776
2022		$48,907 Land $3,078 Building $45,829	$146,721 Land $9,234 Building $137,487
2021	$3,681.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13 Royal Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Royal Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal Pl

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