40 Paseo Alba, San Clemente, CA 92672 Property Records

Orange County property record for 40 Paseo Alba, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 1989
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$1,940,000 (Jul 2026)
Tax Bill	$9,751 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`690-581-31`

Property Details

APN / Parcel Number

Primary APN	`690-581-31`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Material	Tile
Lot Area	5,500 sqft (0.126 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	40 PASEO ALBA
City	SAN CLEMENTE
State	CA
Zip	92672-9423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 12864 BLK LOT 104
Legal Subdivision	TRACT NO 12864
Legal Tract	12864
Legal Lot Number	104
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	4
Census Block	4000
Census Tract	42109

Owner

40 Paseo Alba is owned and occupied by an individual who bought it in July 2026.

Source: Orange County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	40 PASEO ALBA, SAN CLEMENTE, CA 92672-9423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Grant Deed, Transfer FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY
Jul 28, 2026	Grant Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMONWEALTH BUSINESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Feb 20, 2015 · Amount on File
Deed Document Number	2026214241
Prior Transfer Date	Oct 26, 2001
Prior Transfer Doc	0000776537
Record Updated	Oct 29, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 28, 2026
Property Address	40 PASEO ALBA, SAN CLEMENTE, CA 92672-9423
Document Number	0000214240
Instrument Date	Jul 27, 2026
Instrument	2026214240
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	40 PASEO ALBA, SAN CLEMENTE, CA 92672-9423

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 28, 2026
Property Address	40 PASEO ALBA, SAN CLEMENTE, CA 92672-9423
Document Number	0000214241
Instrument Date	Jul 24, 2026
Instrument	2026214241
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST INTEGRITY TITLE, FIRST INTEGRITY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215,534.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner

Mortgage

Document Number	0000214242,
Date	Jul 28, 2026
Instrument	2026214242

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	40 PASEO ALBA, SAN CLEMENTE, CA 92672-9423
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VIA PROMONTORIO, SAN CLEMENTE, CA 92672-2458

Mortgage

Document Number	0000156167
Date	Mar 5, 2021
Instrument	2021000156167

Lender

Name	COMMONWEALTH BUSINESS BANK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 40 Paseo Alba was $9,751.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$984,086 (+2%) Land $705,317 Building $278,769
2025	$9,751.00	$964,791 Land $691,488 Building $273,303
2023	$9,386.00 (+1.94%)	$927,328 Land $664,636 Building $262,692
2022	$9,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Paseo Alba in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Paseo Alba is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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