Dukes County and Oak Bluffs Town property record for 40 Paddock Rd, Oak Bluffs, MA 02557
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 3,918 sqft · built 2021 |
| Lot Size | 1.83 acres (80,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $600,000 (Sep 2020) |
| Tax Bill | $21,645 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKB M:0042 B:0027 L:008 |
| Primary APN | OAKB M:0042 B:0027 L:008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 3,918 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 80,038 sqft (1.83 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 5132 |
|---|---|
| Street Address | 40 PADDOCK RD |
| City | OAK BLUFFS |
| State | MA |
| Zip | 02557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Legal Lot Number | 8 |
| Jurisdiction | OAK BLUFFS MA |
| Township / Civil Division | OAK BLUFFS |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 200200 |
Source: Dukes County and Oak Bluffs Town records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 4873, VINEYARD HAVEN, MA 02568-0942 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Sep 30, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAPE COD FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2020 · Amount on Record |
| Deed Sale | Sep 30, 2020 · Amount on Record |
| Deed Document Number | 20206034 |
| Deed Book / Page | 1545 / 92 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Property Address | 40 PADDOCK RD, OAK BLUFFS, MA 02557-7132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001570-759 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 1570/759 |
| Instrument | 2423 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAK BLUFFS MA |
| Recording Date | Sep 30, 2020 |
| Property Address | 40 PADDOCK RD, OAK BLUFFS, MA 02557-7132 |
| Document Number | 0001545-92 |
| Book / Page | 1545 / 92 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 6034 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | PO BOX 4873, VINEYARD HAVEN, MA 02568-0942 |
| Document Number | 0000006035 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 6035 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Oct 1, 2023 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Dukes County |
| County Subdivision | Oak Bluffs Town |
| Elementary School District | Oak Bluffs School District (PK - 08) |
| Secondary School District | Martha's Vineyard School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $21,645.00 (-0.9%) | $4,286,200 (+2.63%) Land $970,400 Building $3,315,800 |
| 2024 | $21,842.00 (+10.83%) | $4,176,200 (+11.89%) Land $778,200 Building $3,398,000 |
| 2023 | $19,707.00 | $3,732,300 Land $756,100 Building $2,976,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 7 (1978–2012) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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