38 Paddock Rd, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 38 Paddock Rd, Oak Bluffs, MA 02557

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,506 sqft · built 2019
Lot Size2.29 acres (100,019 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Aug 2019)
Tax Bill$19,575 (2025)
Deeds & MortgagesDec 2021 Refinance
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNOAKB M:0042 B:0027 L:009

Property Details

APN / Parcel Number

Primary APNOAKB M:0042 B:0027 L:009
Alternative APN
  • 5131

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,506 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area100,019 sqft (2.29 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number5131
Street Address38 PADDOCK RD
CityOAK BLUFFS
StateMA
Zip02557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block27
Legal Lot Number9
JurisdictionOAK BLUFFS MA
Township / Civil DivisionOAK BLUFFS
Census Block Group3
Census Block3026
Census Tract200200

Owner

Source: Dukes County and Oak Bluffs Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address44 GILFORD RD, HINGHAM, MA 02043-1016
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE MORTGAGE CORP
Aug 15, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SALEM FIVE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2019 · Amount on Record
Deed SaleAug 15, 2019 · Amount on Record
Deed Document Number20194437
Deed Book / Page1503 / 397
Prior Transfer DateJun 9, 2019
Prior Transfer Doc1503-397
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAK BLUFFS MA
Property Address38 PADDOCK RD, OAK BLUFFS, MA 02557
Transaction TypeMortgage
Record UpdatedJan 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01607-1045
DateDec 20, 2021
Book Page1607/1045
Instrument10149
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAK BLUFFS MA
Recording DateAug 15, 2019
Property Address38 PADDOCK RD, OAK BLUFFS, MA 02557
Document Number1503-397
Book / Page1503 / 397
Instrument DateJun 9, 2019
Instrument4437
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 GILFORD RD, HINGHAM, MA 02043-1016

Mortgage

Document Number4438
DateAug 15, 2019
Instrument4438
Lender
NameSALEM FIVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateSep 1, 2026

Tax Assessment & Valuation

Source: Dukes County and Oak Bluffs Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyDukes County
County SubdivisionOak Bluffs Town
Elementary School DistrictOak Bluffs School District (PK - 08)
Secondary School DistrictMartha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,575.00 (-0.18%)$3,876,300 (+3.37%) Land $1,004,200 Building $2,872,100$3,624,787
2024$19,611.00 (+9.25%)$3,749,800 (+10.3%) Land $805,300 Building $2,944,500
2023$17,950.00$3,399,700 Land $782,500 Building $2,617,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Nearby Flood Policies55 in force
Nearby Flood Claims7 (1978–2012)
Claims Outside the SFHA1 of 7
Most Recent ClaimOct 2012 · Hurricane Sandy
Claims by Event
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile, Verizon.

Nearby Properties on Paddock Rd

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