40 Mountain Breeze Dr, Hardy, VA 24101 Property Records

Franklin County property record for 40 Mountain Breeze Dr, Hardy, VA 24101 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 1993
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$1,520 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010 00-040 02A`

Property Details

APN / Parcel Number

Primary APN	`010 00-040 02A`
Alternative APN	`1120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,564 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	644 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	1,800 sqft
Carport	Carport
Carport Area	1,800 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	512 sqft
Porch	Patio
Porch Area	876 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1120
Street Address	40 MOUNTAIN BREEZE DR
City	HARDY
State	VA
Zip	24101-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RT 116 TRACT B-3
Legal Phase	B-3
Legal Tract	B-3
Jurisdiction	FRANKLIN VA
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2008
Census Tract	20301

Owner

Source: Franklin County records · APN 010 00-040 02A

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 MOUNTAIN BREEZE DR, HARDY, VA 24101-3800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit MEMBER ONE FCU
Jan 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage MEMBER ONE FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	40 MOUNTAIN BREEZE DR, HARDY, VA 24101-3800
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011790717
Date	Feb 10, 2022
Book Page	1179/717
Instrument	220001181

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 09, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	40 MOUNTAIN BREEZE DR, HARDY, VA 24101-3800
Document Number	0010890711
Book / Page	001089 / 000711
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 MOUNTAIN BREEZE DR HARDY VA 241013800, HARDY, VA 24101-3800

Mortgage

Document Number	0010890711
Date	Feb 21, 2017
Book Page	001089/000711
Instrument	1058

Lender

Name	MEMBER ONE FCU
Type	Credit Union
Address	ROANOKE, VA 24016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Feb 20, 2022

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,520.00 (+2.63%)	$353,700 (+45.68%) Land $43,000 Building $310,700	$353,700 (+45.68%) Land $43,000 Building $310,700
2023	$1,481.00	$242,800 (-) Land $36,000 Building $206,800	$242,800 (-) Land $36,000 Building $206,800
2022		$242,800 Land $36,000 Building $206,800	$242,800 Land $36,000 Building $206,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 69% of Virginia
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Shenandoah Telecommunications Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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