40 Middle St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 40 Middle St, Gloucester, MA 01930 · Last verified June 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Lot Size	0.173 acres (7,557 sqft)
Owner	Individual Name on File
Last Sale	$583,500 (Apr 2025)
Tax Bill	$12,200 (2025)
Deeds & Mortgages	Jul 2026 Transfer Nov 2025 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0015 B:0104 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0015 B:0104 L:0000`

Interior

Units	8 Units

Exterior

Lot Area	7,557 sqft (0.173 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	40 MIDDLE ST
City	GLOUCESTER
State	MA
Zip	01930-5748
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Subdivision	HOWARD A DELOTTO ET ALI
Legal Block	104
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1019
Census Tract	221500

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0015 B:0104 L:0000

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 MIDDLE ST, 42, GLOUCESTER, MA 01930-5748
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANKGLOUCESTER (GLOUCESTER COOP BANK)
Apr 20, 2021	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Apr 12, 2022	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
May 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Oct 15, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE ANN SAVINGS BANK
Apr 24, 2025	Condominium Deed, Transfer
Mar 27, 2025	Condominium Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Feb 02, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QS LENDING T
Dec 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Dec 20, 2019	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Nov 04, 2020	Deed of Trust, Mortgage · Commercial Mortgage CAPE ANN SAVINGS BANK
Jul 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Mar 27, 2025 · Amount on Record
Deed Book / Page	42678 / 501
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 15, 2026
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Document Number	0000004550
Book / Page	43509 / 329
Instrument Date	Jul 15, 2026
Instrument	20264550
Transaction Type	Transfer
Record Updated	Aug 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 PARKERVILLE RD, SOUTHBOROUGH, MA 01772-1751

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043089-422
Date	Nov 24, 2025
Book Page	43089/422
Instrument	20251124003810

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 01, 2030
Index	1-Year CMT
Margin	3

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039785-128
Date	Apr 20, 2021
Book Page	39785/128
Instrument	20210420005780

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040858-23
Date	Apr 12, 2022
Book Page	40858/23
Instrument	20220412002470

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041584-537
Date	May 26, 2023
Book Page	41584/537
Instrument	20230526003130

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042376-209
Date	Oct 15, 2024
Book Page	42376/209
Instrument	20241015004150

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

April 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Apr 24, 2025
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Document Number	042678-501
Book / Page	42678 / 501
Instrument Date	Apr 16, 2025
Instrument	20250424001060
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40-42 MIDDLE ST # 42, 42, GLOUCESTER, MA 01930-5748

March 2025: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Mar 27, 2025
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Document Number	042632-516
Book / Page	42632 / 516
Instrument Date	Mar 25, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40-42 MIDDLE ST # 40-3A, 40-3A, GLOUCESTER, MA 01930-5748

Mortgage

Document Number	0042632519
Date	Mar 27, 2025
Instrument	42632/519

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2055

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 02, 2024
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Document Number	041973-394
Book / Page	41973 / 394
Instrument Date	Feb 02, 2024
Instrument	20240202002480
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 KNIGHT CIR, MANCHESTER, MA 01944-1332

Mortgage

Document Number	240202002490
Date	Feb 02, 2024
Instrument	240202002490

Lender

Name	QS LENDING T

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38133-85
Date	Dec 20, 2019
Book Page	38133/85
Instrument	20191220002080

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38133-57
Date	Dec 20, 2019
Book Page	38133/57
Instrument	20191220002060

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Transaction Type	Mortgage
Record Updated	Apr 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39142-111
Date	Nov 04, 2020
Book Page	39142/111
Instrument	20201104001390

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Jul 13, 2020
Property Address	40 MIDDLE ST, GLOUCESTER, MA 01930-5748
Document Number	38704-120
Book / Page	038704 / 000120
Instrument Date	Jul 10, 2020
Instrument	13002100
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	18 RESERVOIR RD GLOUCESTER MA 019302261, GLOUCESTER, MA 01930-2261

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$12,200.00 (+37.96%)	$1,255,100 (+17.57%) Land $154,300 Building $1,100,800
2024		$1,067,500 (+5.06%) Land $146,900 Building $920,600
2023		$1,016,100 Land $131,900 Building $884,200
2020	$8,843.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Central Gloucester Historic District listed 1982 · 182 contributing resources · NRIS 82001881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 896 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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