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28 Middle St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 28 Middle St, Gloucester, MA 01930 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1900
Square Footage3,766 sqft Living Area
Lot Size14,000 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$450,000 (2016)
Tax Bill$7,899.00 (2025)

Property Details

APN / Parcel Number

Primary APNGLOU M:0006 B:0008 L:0000

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Units2 Units
Building Area3,766 sqft Living Area
Gross Area5,899 sqft Gross Area
1st Floor1,620 sqft 1st Floor
Basement Area920 sqft Basement
Unfinished Basement920 sqft Unfinished
Stories3 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area14,000 sqft (0.321 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address28 MIDDLE ST
CityGLOUCESTER
StateMA
Zip01930-3621
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block8
JurisdictionGLOUCESTER MA
Minor Civil DivisionGLOUCESTER
Census Blockgroup1
Census Block1007
Census Tract221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0006 B:0008 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address28 MIDDLE ST, GLOUCESTER, MA 01930-3621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Dec 15, 2021Deed of Trust, Mortgage · Line of Credit
CAPE ANN SAVINGS BANK
Dec 09, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Oct 28, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 19, 2016 · Amount on Record
Deed SaleApr 19, 2016 · Amount on Record
Prior SaleApr 11, 2006
Deed Doc Number2016632
Deed Book / Page34856 / 22
Last Transfer DateOct 03, 2019
Transfer Doc37970-439
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Recording DateJun 09, 2026
Property Address28 MIDDLE ST, GLOUCESTER, MA 01930-3621
Document Number043434-496
Book / Page43434 / 496
Instrument DateMay 29, 2026
Instrument20262630
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002630,
DateJun 09, 2026
Book Page43434/496
Instrument20262630
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
Max Rate-1%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address28 MIDDLE ST, GLOUCESTER, MA 01930-3621
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040576-407
DateDec 15, 2021
Book Page40576/407
Instrument20211215001640
Lender
NameCAPE ANN SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJan 01, 2047
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address28 MIDDLE ST, GLOUCESTER, MA 01930-3621
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39276-478
DateDec 09, 2020
Book Page39276/478
Instrument20201209003910
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term253 Months
DueJan 01, 2042

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateOct 28, 2019
Property Address28 MIDDLE ST, GLOUCESTER, MA 01930-3621
Document Number37970-439
Book / Page037970 / 000439
Instrument DateOct 03, 2019
Instrument1028000240
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 MIDDLE ST GLOUCESTER MA 019303621, GLOUCESTER, MA 01930-3621

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,899.00 (+1.71%)$812,700 (+1.82%) Land $181,500 Building $631,200
2024$7,766.00$798,200 Land $172,800 Building $625,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Central Gloucester Historic District
listed 1982 · 182 contributing resources · NRIS 82001881

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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